Cut the cost of international phone calls
Rebecca Atkinson
04.02.10
International calls can cost a bomb. But whether you're calling home from holiday or want to keep in touch with friends and family living overseas, there are ways to cut the cost.
House prices rise in January
Rebecca Atkinson
04.02.10
House prices increased by 0.6% during January, bringing the value of an average property to £169,777, according to the latest figures from Halifax.
This week's best savings rates
Rebecca Atkinson
04.02.10
Make saving one of your priorities in 2010. Rebecca Atkinson reviews all the best savings accounts on the market.
Record year for investment fund sales
Rebecca Atkinson
03.02.10
Private investors poured £25.8 billion into funds last year, the highest on record, new figures from the Investment Management Association have revealed.
House price rises could hit double digits
Rebecca Atkinson
29.01.10
House price rises could move into double-digit territory next month, according to figures from Nationwide, following a strong start to the year.
Calls for fairer deal for savers
Rebecca Atkinson
28.01.10
Savers should be protected from falling interest rates, according to a new action group campaigning for fairer treatment and political recognition of the "silent majority".
First fall in unemployment for 18 months
Rebecca Atkinson
20.01.10
The number of people out of work has fallen for the first time in 18 months, official figures from the Office for National Statistics reveal today.
Standard Life fined for misleading savers
Rebecca Atkinson
20.01.10
Pension provider Standard Life has been fined £2.45 million by the Financial Services Authority for misleading pension customers about underlying investment risks.
Virgin to become high street bank
Rebecca Atkinson
08.01.10
Virgin Money has taken the first step in reinventing itself as a retail bank by buying a small regional bank.
House prices rise again in December
Rebecca Atkinson
07.01.10
House prices increased for the sixth consecutive month in December and have now shot up by 9.4% since reaching a low in April 2009.
Bank charge battle dropped
Rebecca Atkinson
22.12.09
The Office of Fair Trading is dropping its legal battle over overdraft charges, but is exploring other ways to make current accounts more transparent.
Inflation hits 12-month high in November
Rebecca Atkinson
15.12.09
Higher energy and transport costs pushed the rate of inflation to a 12-month high in November, figures revealed today.
Darling: Recovery on course for 2010
Rebecca Atkinson
09.12.09
Alistair Darling has forecast that the British economy will recover next year - despite admitting public borrowing would exceed forecasts.
House prices climb but challenges remain
Rebecca Atkinson
01.12.09
House prices are now 2.7% higher than this time last year following a 0.5% increase in values during November, but experts warn that challenges lie ahead.
Nationwide hit by savers exodus
Rebecca Atkinson
20.11.09
Building society Nationwide has seen an exodus of savers over much of 2009, as low interest rates take their toll on customer numbers.
Inflation rises for first time in eight months
Rebecca Atkinson
17.11.09
The interest rate is likely to remain on hold throughout 2010 despite the fact that inflation increased in October for the first time in eight months - with further rises expected in the coming months.
Christmas to halt house price recovery
Rebecca Atkinson
16.11.09
Recent house price gains are expected to unravel over the next three months as people focus on Christmas rather than the home-buying process.
House prices will keep rising
Rebecca Atkinson
10.11.09
House prices will keep rising, despite claims that the recovery in values is unsustainable, the Royal Institution of Chartered Surveyors has said.
Free credit cards could be scrapped
Rebecca Atkinson
09.11.09
Paying an annual fee for a credit card could become the norm, as bad debts, regulation and funding constraints put unsustainable pressure on lenders, a new report has warned.
Northern Rock still on rocky ground
Rebecca Atkinson
04.11.09
Northern Rock says its financial performance is improving thanks to 'encouraging' economic trends, but has warned that the number of mortgage borrowers falling behind with repayments is rising.
Bailed out banks to be broken up
Rebecca Atkinson
02.11.09
Three new high street banks could be created over the next four years following government plans to divide up the bailed out banks.
House price recovery falters
Rebecca Atkinson
30.10.09
Latest figures from Nationwide suggest the recovery in the housing market has faltered, with just a slight increase in property prices in October.
Compensation for structured product victims
Rebecca Atkinson
28.10.09
Investors who were mis-sold Lehman Brothers-backed structured products should be compensated, the financial regulator has said.
Borrowers penalised by credit checks
Rebecca Atkinson
27.10.09
Credit searches are putting borrowers off shopping around for competitive products, MPs have been told.
Bypass estate agents and sell your home yourself
Rebecca Atkinson
27.10.09
Estate agents fees can be as much as 2.5% plus VAT - no wonder many people would prefer to sell their homes themselves. Rebecca Atkinson explains how to bypass estate agents and still sell your home.
Ditch your current account for a better deal
Rebecca Atkinson
23.10.09
Not only do many current accounts pay 0% interest, but others have seen overdraft fees rise - meaning now is a good time to review your bank account and switch to a better deal.
How to make a successful car insurance claim
Rebecca Atkinson
23.10.09
With car insurance premiums on the up, it's important you make sure you know exactly how to make a successful claim should something go wrong. Read Moneywise's top tips.
The soaring cost of insurance
Rebecca Atkinson
23.10.09
Car and home insurance premiums have rocketed in cost over the past year, as insurers try to mitigate their losses from fraud and bad weather.
UK GDP suffers surprise fall
Rebecca Atkinson
23.10.09
The UK remains in a recession following a surprise 0.4% contraction in the economy between June and September.
Mobile phone users losing out
Rebecca Atkinson
22.10.09
Consumers are losing out when it comes to mobile phone deals because there are too many tariffs available, an investigation has found.
Anger over plans to scrap childcare vouchers
Rebecca Atkinson
21.10.09
Nearly 50,000 people have signed a petition on the Prime Minister's website urging the government not to scrap tax breaks on childcare voucher scheme.
How will the mortgage reform affect you?
Rebecca Atkinson
20.10.09
All mortgage borrowers will have to undertake affordability tests, meaning the end of so-called self-certification mortgages, under new plans announced this week.
Stamp duty holiday boosts house prices
Rebecca Atkinson
19.10.09
October saw the highest rise in asking prices for six years as homeowners looked to take advantage of the final months of the stamp duty exemption.
Don't make these classic pension mistakes
Rebecca Atkinson
16.10.09
Make a mistake with your pension, and you could end up paying for it the rest of your life. Moneywise reveals the most common mistakes and explains how to avoid them.
State pension to rise by £2.40
Rebecca Atkinson
14.10.09
Pensioners will see their state pensions increase by £2.40 next year, half the rise seen in April this year.
10 myths about credit reports
Rebecca Atkinson
13.10.09
Can the previous tenants of your house 'ruin' your credit rating? Will just one missed payment harm your chances of getting credit? Moneywise looks at the 10 most common credit report myths.
Protect your post from fraudsters
Rebecca Atkinson
12.10.09
Fraudsters continue to intercept post in order to steal their victims' identities. Follow these steps to protect yourself and your post.
Energy bill rises on the horizon
Rebecca Atkinson
09.10.09
Consumers are likely to end up footing the bill for £200 billion of investment to secure energy supplies and meet environmental targets over the next 10 years.
Don't be beaten by the postal strike
Rebecca Atkinson
08.10.09
The nationwide postal strike is set to cause havoc - and potentially financial problems for thousands of households - so take action now to beat the strikes.
Refunds for mortgage insurance customers
Rebecca Atkinson
07.10.09
Around one million homeowners who were mis-sold payment protection insurance on their mortgages could claim refunds over around £60 million under new measures unveiled by the watchdog.
Tories to 'scrap' child trust funds
Rebecca Atkinson
07.10.09
Child trust funds would be effectively scrapped under a Conservative government, with two thirds of children deemed ineligible to benefit from the savings initiative.
House price rises "will reverse"
Rebecca Atkinson
06.10.09
House prices gained a further 1.6% in September but some economists warn recent gains will soon be reversed.
The art of insuring a classic car
Rebecca Atkinson
06.10.09
Insuring a classic or vintage car isn't as black and white as insuring a more standard vehicle. Rebecca Atkinson finds out what's involved and explains what restrictions to watch out for.
Top ISA tips from the experts
Rebecca Atkinson
05.10.09
The new ISA rules have caused confusion for savers and investors. To help you, Moneywise asked the experts what they would do with the increased ISA allowance this tax year.
House prices back to 2008 levels
Rebecca Atkinson
02.10.09
House prices are now at the same level as September last year, after the fifth consecutive month of increasing values.
Car scrappage scheme extended
Rebecca Atkinson
29.09.09
The car scrappage scheme is to be extended, with an additional £100 million cash injection to enable a further 100,000 drivers to swap their old bangers for a discounted new vehicle.
Could you cash in on these ISA loopholes?
Rebecca Atkinson
25.09.09
Loopholes in the taxman's rules allow savers to open more than one cash ISA in a tax year - but should you take advantage?
Victory for consumer rights
Rebecca Atkinson
24.09.09
Controversial plans to force consumers to take more personal responsibility when picking financial products have been ditched by the financial watchdog.
Rate squeeze on first-time buyers
Rebecca Atkinson
22.09.09
First-time buyers and borrowers with small deposits are being squeezed by mortgage lenders despite a fall in the cost of lending.
House prices propped up by short supply
Rebecca Atkinson
21.09.09
House prices are being supported by a shortage of property for sale, with Rightmove reporting the lowest stock levels for 18 months.
Pension quality mark launched
Rebecca Atkinson
21.09.09
BG Group and Marks & Spencer are among seven companies to be lauded for their work in improving people's confidence and understanding of workplace pensions.
Five ways to prepare your home for winter
Rebecca Atkinson
18.09.09
September marks the beginning of autumn, so it's time to start thinking about how to prepare your home for the winter.
Swap your gold for cash
Rebecca Atkinson
18.09.09
With gold hitting an 18-month high this week, it might be a good time to sell your unwanted gold jewellery or watches. But will you actually get a fair price for your bling?
Crackdown on uninsured drivers
Rebecca Atkinson
17.09.09
Drivers who keep uninsured cars face being fined under new measures that should also reduce insurance premiums for all motorists.
Your consumer rights explained
Rebecca Atkinson
17.09.09
What are your rights as a consumer when things go wrong? Find out in Moneywise's five-minute guide to consumer rights.
Can landlords evict their tenants?
Rebecca Atkinson
16.09.09
What rights do landlords have if their tenants stop paying the rent? Janet Waine, a legal expert, and Moneywise offer some advice.
Premium bond prize draw odds improve
Rebecca Atkinson
16.09.09
October's premium bond draw has increased with an extra 500,000 prizes up for grabs.
Protect yourself from mobile mis-selling
Rebecca Atkinson
16.09.09
New rules to protect consumers from dishonest mobile phone retailers come into play today, following a huge rise in complaints against mis-selling and cashback schemes.
Banks back down over overdraft fees
Rebecca Atkinson
08.09.09
NatWest and Royal Bank of Scotland have broken ranks with their banking peers by cutting the charges levied on customers who go overdrawn without permission.
Barclays fights PPI ban
Rebecca Atkinson
07.09.09
Barclays' legal challenge against the banning of controversial payment protection insurance will be heard this week.
Act now if your bonus is about to run out
Rebecca Atkinson
04.09.09
If you've seen the bonus rate on your savings account or ISA run out - or it's due to in the weeks ahead - then now is the time to find a new home for your nest-egg.
Complaints against finance firms rocket
Rebecca Atkinson
03.09.09
Nearly nine million complaints were made against financial services firms between 2006 and 2008, driven by grievances against current accounts and mis-sold mortgage endowments.
Should you pay for debt advice?
Rebecca Atkinson
03.09.09
Charities offer free debt advice, but the credit crunch means there might well be a waiting list. Is it then worth paying for help to manage your debt?
easyJet to cut flights from Luton
Rebecca Atkinson
03.09.09
Budget airline easyJet has announced it will cut flights from Luton and close its East Midlands base, but says it remains on target to grow by 7.5% over the next year.
Expats in pension challenge
Rebecca Atkinson
02.09.09
Brits who retire abroad could have their pensions increased each year as part of a landmark legal challenge being heard by a European court.
HSBC launches 1.99% mortgage
Rebecca Atkinson
02.09.09
HSBC has launched a mortgage deal priced at just 1.99% for two years.
Beat the fuel duty price hike
Rebecca Atkinson
01.09.09
The latest fuel duty rise will cost drivers £36 million. Find out how you can beat the hike.
Join a car club
Rebecca Atkinson
01.09.09
Rising petrol prices and fuel duty hikes have pushed up the cost of running a car, meaning motorists are really feeling the pain of the credit crunch.
£250 top-up for child trust funds
Rebecca Atkinson
28.08.09
Children who turn seven this September will be the first to receive a second voucher for £250 from the government under the child trust fund scheme.
Nationwide reports further house price rises
Rebecca Atkinson
27.08.09
House prices have risen for the fourth consecutive month, with Nationwide reporting a 1.6% uplift in values during August.
If you learn one thing from the recession...
Rebecca Atkinson
25.08.09
The UK could emerge from the recession before 2009 is out. But what lessons should we take away from the events of the past few years?
Five ways to beat online fraud
Rebecca Atkinson
24.08.09
Students have a higher risk of falling victim to online fraud because they are most likely to dismiss the dangers. Find out how students - and everyone else - can stay safe online.
Cut the cost of train tickets
Rebecca Atkinson
21.08.09
Travelling by train can cost a small fortune - meaning it's often cheaper to drive. But by following Moneywise's top tips you could easily cut the cost.
Exchange your old TV for a new set
Rebecca Atkinson
20.08.09
If you own an old Sony television you could trade it in and receive a discount of up to £150 off a brand new set.
Lloyds reviews C&G decision
Rebecca Atkinson
20.08.09
Cheltenham & Gloucester may live to see another day on the high street after Lloyds Banking Group said it was rethinking plans to close the 164-strong branch network.
Enhance your pension income by 40%
Rebecca Atkinson
19.08.09
Pension pots have been hit hard by the impact of the credit crunch, but thousands of retirees could boost their retirement income by as much as 40%.
Lloyds named largest lender
Rebecca Atkinson
19.08.09
Lloyds Banking Group has been named the UK's biggest mortgage lender, closely followed by Santander and Nationwide.
Five ways to benefit from low inflation
Rebecca Atkinson
18.08.09
A key measure of the cost of living remained at just 1.8% in July, and some economists believe it will fall below 1% in the coming months. Find out five ways you can benefit from low inflation.
Inflation remains flat during July
Rebecca Atkinson
18.08.09
A key measure of the cost of living remained stable in July, despite expectations that the rate of inflation would fall during the month.
Confidence improves, but house prices still fall
Rebecca Atkinson
17.08.09
Three quarters of homeowners think house prices will not fall further over the next year, as sentiment about the outlook for the property market improves during the summer.
Make money with loyalty schemes
Rebecca Atkinson
17.08.09
Tesco has doubled the number of points its Clubcard shoppers can earn - find out how you can benefit and boost the points you collect.
Ryanair ditches more routes
Rebecca Atkinson
17.08.09
Ryanair has announced it is ditching the majority of its flights from Manchester Airport, blaming a dispute over landing charges.
Will falling inflation leave you out of pocket?
Rebecca Atkinson
14.08.09
The cost of living in the UK is at its lowest level since records began in 1948. Sounds like a good thing? Read on, because experts say there will be deflationary losers, as well as winners.
Five savings accounts catches to watch out for
Rebecca Atkinson
13.08.09
Comparison websites are great to find the best rates, but what about all the information they don't tell you? Rebecca Atkinson reveals five catches to watch out for when searching for a savings account.
Wise up to supermarket tricks
Rebecca Atkinson
03.08.09
Supermarkets are skilled in using cunning tricks to get you to spend more. Rebecca Atkinson guides you round the aisles explaining how you can beat them at their own game.
Beat the postcode lottery
Rebecca Atkinson
28.07.09
Postcodes, which turn 50 this year, are increasingly affecting insurance premiums and pension income. So, what does your postcode say about you and what can you do to beat the lottery?
A worrying new savings trend
Rebecca Atkinson
27.07.09
Banks are increasingly offering high interest rates to new savers only, with their existing customers barred from opening best-buy accounts.
Greater protection for savers
Rebecca Atkinson
24.07.09
Savers' money will no longer be used to offset any debt held with the same institution should the banking crisis lead to the collapse of more firms, under new rules just announced.
Swine flu advice for holidaymakers
Rebecca Atkinson
24.07.09
As the severity of swine flu continues to grow across the world, people heading off on holiday or a work trip abroad are urged to take extra care to protect their health.
Beat rogue ticket touts
Rebecca Atkinson
23.07.09
A crackdown on fraudster ticket touts has been announced, with more protection offered to people who have been mis-sold tickets to concerts, theatres and other events.
Don't fall for tax rebate scam
Rebecca Atkinson
23.07.09
Fraudsters are targeting thousands of taxpayers with scam emails asking for their bank details in order for them to claim tax rebates.
Ofwat calls for cheaper water bills
Rebecca Atkinson
23.07.09
Household water bills should reduce over the next five years, under new proposals set out by the regulator.
Is your home underinsured?
Rebecca Atkinson
21.07.09
People could be at risk of leaving themselves underinsured because their policy doesn't cover their valuable possessions. Rebecca Atkinson looks at how specialist insurance could help.
Should you help your kids onto the ladder?
Rebecca Atkinson
21.07.09
More first-time buyers are turning to the Bank of Mum and Dad to help them get onto the ladder. But what should parents bear in mind before digging deep?
Why have my life insurance premiums gone up?
Rebecca Atkinson
21.07.09
A Moneywise reader wants to know why his life and critical illness insurance premiums have increased by 69%. IFA Francis Klonowski looks at whether this is highway robbery.
Can you afford to retire?
Rebecca Atkinson
17.07.09
Increasing numbers of people are having to delay their retirement plans because of the credit crunch. Rebecca Atkinson looks at what you can do now to achieve your retirement ambitions.
Can you afford to retire?
Rebecca Atkinson
17.07.09
Increasing numbers of people are having to delay their retirement plans because of the credit crunch. Rebecca Atkinson looks at what you can do now to achieve your retirement ambitions.
FTSE 100 pension deficit exceeds £300bn
Rebecca Atkinson
16.07.09
Pension deficits have risen to the highest levels ever seen, with schemes run by FTSE 100-listed companies estimated to be short by more than £300 billion.
Compulsory retirement could be scrapped
Rebecca Atkinson
14.07.09
A Government review into potentially scrapping state retirement age has been brought forward by a year in response to the number of people working beyond the age of 65.
Pay £20,000 to fund healthcare
Rebecca Atkinson
14.07.09
People could be forced to stump up as much as £20,000 when they retire in order to help fund the social care and support system in the UK.
Nationwide offers 125% mortgage
Rebecca Atkinson
09.07.09
Nationwide has launched a new scheme that allows customers to borrow up to 125% of a property's value.
Health warning on mortgages and pensions
Rebecca Atkinson
08.07.09
Mortgages, pensions and other financial products could be issued with traffic-light ratings in a similar way to food, as part of government plans to improve transparency for customers.
Reduce your mortgage debt
Rebecca Atkinson
07.07.09
Follow our guide to reducing your mortgage debt during the downturn.
The pros and cons of currency cards
Rebecca Atkinson
07.07.09
It costs to use your plastic abroad and taking cash is risky. Pre-paid currency cards offer an alternative way to pay. Rebecca Atkinson looks at the advantages and disadvantages of this payment method.
Work until you're 70 to get state pension
Rebecca Atkinson
03.07.09
People should have to stay in work until they are 70 before they can claim the state pension, the head of the City watchdog has said.
Credit card cheques banned
Rebecca Atkinson
02.07.09
The Government has proposed an outright ban on unsolicited credit card cheques under new plans to tackle the high levels of personal debt in the UK.
Pension complaints jump 10%
Rebecca Atkinson
01.07.09
Complaints relating to pensions have jumped by 10% since March 2008, with nearly 8,000 disputes referred to The Pensions Advisory Service (TPAS) over the 12 month period.
Today's best saving rates
Rebecca Atkinson
29.06.09
The Bank of England's May rate freeze has prompted a rally on fixed-rate savings deals. Rebecca Atkinson reviews all the best savings accounts on the market.
Jackson concerts: Getting your money back
Rebecca Atkinson
26.06.09
If you bought tickets to Michael Jackson's sell-out comeback tour then you may be able to get your money back.
The most trusted financial providers in the UK
Rebecca Atkinson
26.06.09
The results are in from Moneywise's Customer Service Awards - find out the UK's most trusted providers as voted by you.
Fraud victims refused reimbursement
Rebecca Atkinson
25.06.09
One in five victims of identity theft fails to get all of their lost money back from their bank - find out how you can protect yourself from falling foul of fraudsters.
Lenders accused of debt intimidation
Rebecca Atkinson
25.06.09
Citizens Advice has accused lenders of intimidating borrowers by threatening to make them sell their homes even where the debt was not secured against the property.
How to make your holiday money go further
Rebecca Atkinson
23.06.09
The pound is much weaker than a year ago, and that means an overseas holiday is likely to cost you more this summer. But it is possible to make your holiday money go further, says Rebecca Atkinson.
Make the most of falling prices
Rebecca Atkinson
23.06.09
Many households have seen their disposable income increase over the past year, thanks to low interest rates and cheaper household bills. But don't look a gift horse in the mouth - make sure you use these savings wisely, says Rebecca Atkinson.
Overdraft charges battle goes to the Lords
Rebecca Atkinson
23.06.09
Victims of bank charges may find out if they can claim back their money this week, as the long-running test case into overdraft charges is heard by the House of Lords.
Borrowers paid to leave mortgages early
Rebecca Atkinson
22.06.09
Mortgage borrowers could have part of their loans written off if they agree to move to a new lender.
The best instant access savings accounts
Rebecca Atkinson
22.06.09
Instant access savings accounts are coming into their own now that the base rate is unlikely to fall any further. Rebecca Atkinson reviews the best accounts.
Capital One sells savers to Skipton
Rebecca Atkinson
19.06.09
Capital One is to sell its savings business to Skipton Building Society, prompting concerns that savers could end up losing their protection under the compensation scheme.
Four buyers for every property
Rebecca Atkinson
18.06.09
Demand for housing is now outstripping supply - with four house hunters for every property - but a fall in mortgage lending in May means this demand may not translate into sales.
Write-off debt claims 'misleading'
Rebecca Atkinson
18.06.09
An advert by a claims management company that purported it was able to write-off borrowers' debt has been banned by the advertising watchdog for being misleading.
Unemployment hits 2.26 million
Rebecca Atkinson
17.06.09
The number of people out of work rose to 2.261 million between February and April, from 2.22 million during the previous quarter.
Cost of living slows in May
Rebecca Atkinson
16.06.09
Falling food inflation led to another drop in the cost of living in May, official figures today reveal.
How to buy a property at auction
Rebecca Atkinson
16.06.09
The slow housing market and an increase in repossessions have led to more buyers turning to auction houses. But while you may be able to pick up a discount, there are risks involved. Rebecca Atkinson explains how to buy a repossessed home at auction.
CBI forecasts recovery in early 2010
Rebecca Atkinson
15.06.09
The UK's economy may be stabilising, but people shouldn't expect a recovery until the beginning of next year, the country's leading business organisation has claimed.
Don't fall victim to takeover fraud
Rebecca Atkinson
15.06.09
The difficulty in obtaining credit has seen fraudsters increasingly resorting to taking over victims' bank accounts. Find out how to stay safe.
Great Father's Day savings
Rebecca Atkinson
15.06.09
It doesn't have to be a rigmarole to find a gift for Father's Day. Rebecca Atkinson offers her tips to finding the right present.
Nationwide hikes mortgage rates
Rebecca Atkinson
11.06.09
Mortgage borrowers have been dealt a blow after Nationwide announced interest rate hikes across its fixed-rate mortgage range.
Huge rise in redundancy and debt concerns
Rebecca Atkinson
10.06.09
Citizens Advice has reported a sharp rise in the number of people contacting it with debt and employment concerns over the past 12 months.
House prices yet to hit 'floor'
Rebecca Atkinson
09.06.09
The 'floor' for house prices has not yet been reached despite evidence that the housing market is stabilising, economists have warned.
Abbey launches 6% current account
Rebecca Atkinson
08.06.09
Abbey and Alliance & Leicester have increased the interest rates on their current account offerings to 6% AER.
Can trusts help me avoid inheritance tax?
Rebecca Atkinson
08.06.09
Putting life insurance into a trust is a useful inheritance tax planning tool. But what is the best way to do this?
10 tips when buying travel insurance
Rebecca Atkinson
05.06.09
Taking out travel insurance is vital unless you fancy forking out if something goes wrong. Rebecca Atkinson offers 10 top tips on cutting the cost of cover and getting the right policy for you.
Know your debt rights
Rebecca Atkinson
05.06.09
Whether you're concerned about repossession, the bailiffs calling or your loved ones inheriting your debt, struggling to cope with debt can be a terrible experience. So make sure you know your rights.
Should you fix your mortgage?
Rebecca Atkinson
04.06.09
Deciding whether to opt for a tracker or fixed-rate mortgage is a touch call at the moment. Rebecca Atkinson looks at the pros and cons.
Barclays slashes ISA rates
Rebecca Atkinson
03.06.09
Barclays has ditched the 1% bonus on its popular Golden cash ISA and cut the rates on other ISA accounts.
Can my neighbour chop down my tree?
Rebecca Atkinson
01.06.09
What legal right does your neighbour have to chop down trees that intrude on their property?
Tax deadline approaches
Rebecca Atkinson
01.06.09
If you haven't yet renewed your tax credits claim then time is ticking for you to do so. You must renew your claim by 31 July or your payments will stop.
What next for house prices?
Rebecca Atkinson
29.05.09
Does the house price increase seen in May suggest the beginning of the end, or could changes to supply and demand actually result in bigger falls down the line?
How will the Santander re-brand impact you?
Rebecca Atkinson
28.05.09
The high street is bidding adios to Abbey, Alliance & Leicester and Bradford & Bingley - but how will the re-brand affect you?
Santander to re-brand British banks
Rebecca Atkinson
27.05.09
Abbey, Alliance & Leicester and Bradford & Bingley will soon disappear from the high street under a major re-brand by their owner Santander.
Warning over car scam
Rebecca Atkinson
27.05.09
Thousands of people are falling victim to a car-matching scam that costs consumers nearly £3 million each year.
Hang-up on cold-calling companies
Rebecca Atkinson
26.05.09
The downturn has seen a rise in debt management companies making misleading calls to consumers. But you can hang up on cold-callers for good.
Inflation drops sharply
Rebecca Atkinson
19.05.09
The official measure of the cost of living fell sharply in April, mainly as a result of cheaper energy bills and food prices.
Should mortgages be restricted by income?
Rebecca Atkinson
19.05.09
A recent report suggested that mortgages could be restricted by a borrower's income, rather than their overall ability to afford a loan. But is this fair on low earners?
What impact will deflation have on your finances?
Rebecca Atkinson
19.05.09
The cost of living in the UK is at its lowest level since records began in 1948. Sounds like a good thing? Read on, because experts say there will be deflationary losers, as well as winners.
Equity release: top 10 legal questions
Rebecca Atkinson
18.05.09
The Equity Release Solicitor's Alliance answers the top 10 legal questions relating to equity release.
Should you trade in your old car?
Rebecca Atkinson
18.05.09
The Government's new car scrappage scheme has now launched, amid criticism that the £2,000 discount is worth little in the face of new car depreciation.
Mortgages at five-year low
Rebecca Atkinson
14.05.09
Mortgages are now at their cheapest level since 2004 - for borrowers able to put down deposits of 25% of more.
Parents face fines for term-time holidays
Rebecca Atkinson
14.05.09
Parents are prepared to face fines for taking their children out of school to go on holiday because of the crippling cost of summer breaks outside of term time.
BoE points to slow recovery
Rebecca Atkinson
13.05.09
The Bank of England says the economic downturn in the UK has started to moderate, but warns the timing of a full recovery is still uncertain.
Spring buoys house sales and high street
Rebecca Atkinson
12.05.09
April's sunny weather gave a boost to both the housing market and the high street, two areas particularly hard hit by the economic downturn.
Protect yourself from bike theft
Rebecca Atkinson
08.05.09
Experts are warning that this summer will see a spike in cycle theft as the warm weather prompts more people to take their expensive bikes out for a ride.
British Gas cuts electricity bills
Rebecca Atkinson
07.05.09
British Gas has announced a surprise 10% electricity price cut, making it the cheapest supplier in the market.
Downturn worse than 1930s
Rebecca Atkinson
06.05.09
A leading think-tank has warned the UK is facing the worse recession since the 1930s with the economy expected to shrink by 4.3% this year.
Government rebuked over Equitable Life failings
Rebecca Atkinson
06.05.09
The Government has been reprimanded by the parliamentary ombudsman for failing to act on its recommendations to compensate Equitable Life victims.
House price falls not over yet
Rebecca Atkinson
06.05.09
One of the UK's biggest mortgage lenders has warned that house price falls are far from over.
Clerical Medical to close its doors
Rebecca Atkinson
30.04.09
Clerical Medical, the HBOS-owned pension and investment provider, is to close to new business.
Confidence is key to housing recovery
Rebecca Atkinson
30.04.09
The housing market cannot recover until consumer confidence does, with house prices likely to continue falling for the rest of 2009 and beyond, experts have warned.
Halifax offers to pay stamp duty
Rebecca Atkinson
30.04.09
First-time buyers have been warned against being seduced by a new mortgage from Halifax that promises to pay their stamp duty.
How will the Equality Bill affect your finances?
Rebecca Atkinson
28.04.09
The new Equality Bill, which is set to become law in 2010, wants to see an end to age and gender bias - including when it comes to the sale of financial products. So, how might the changes affect you and your money?
"Upbeat" message from the BoE
Rebecca Atkinson
22.04.09
The Bank of England has indicated that the interest rate is unlikely to fall any further amid positive evidence of a slight recovery in the mortgage market.
Budget 2009: tax changes at a glance
Rebecca Atkinson
22.04.09
We pick out the highlights from Wednesday's Budget speech, set amid a dismal economic climate.
Help for homeowners?
Rebecca Atkinson
22.04.09
Commentators are unimpressed by the three-month stamp duty holiday extension announced in the Budget.
House sales up 40% in March
Rebecca Atkinson
22.04.09
House sales jumped by 40% during March, but remain well compared to the same month last year and at the height of the housing market boom in 2007.
Could you defer your mortgage payments?
Rebecca Atkinson
21.04.09
Homeowners struggling to meet their mortgage debt could be offered lower monthly repayments as part of a new Government and banking initiative.
How will deflation affect your finances?
Rebecca Atkinson
21.04.09
The cost of living in the UK has turned negative for the first time since 1960. And experts say there will be deflationary losers, as well as winners.
High earners could lose pension tax relief
Rebecca Atkinson
20.04.09
More than three million higher earners could lose the tax relief of pension contributions in this week's Budget.
Savers' priority shifts to debt
Rebecca Atkinson
20.04.09
Confidence in saving has plunged to a record low and savers are increasingly shifting their priority to repaying debt.
900,000 in negative equity
Rebecca Atkinson
19.04.09
Around 900,000 homeowners are now in negative equity as a result of falling house prices, with some people owing up to £37,000 more than their home is worth.
Savers warned of bonus rate bite
Rebecca Atkinson
15.04.09
Savers should beware short-term bonuses on their savings accounts after evidence that some providers rely on introductory rates to boost their returns.
What does the Budget have in store for you?
Rebecca Atkinson
15.04.09
Alistair Darling is due to deliver his Budget on 22 April. Moneywise takes a look at what measures he could introduce and what they mean for you.
Middle-classes rush to downsize
Rebecca Atkinson
14.04.09
Record numbers of middle-class homeowners with £500,000 plus properties are desperate to offload their homes as the economic slump hits 'white collar' workers hard.
BoE holds interest rates at 0.5%
Rebecca Atkinson
09.04.09
The Bank of England has voted to hold the base rate at 0.5% following six months of cuts.
Where next for interest rates?
Rebecca Atkinson
09.04.09
The BoE has ended its six-month long base rate onslaught, with the official interest rate frozen in April at 0.5%. But what next for rates - will stay frozen, fall further or rise?
Cut the cost of car insurance
Rebecca Atkinson
08.04.09
Car insurance has never been more expensive and is set to jump a further 20% in 2009.
Protect yourself from pension shortfalls
Rebecca Atkinson
08.04.09
New research reveals the average woman's pension is worth £6,642 less than the average man's. Find out how you can beat the gender gap and prepare yourself for retirement.
The best savings accounts for homebuyers
Rebecca Atkinson
08.04.09
Buying a home is still very much dependent on the size of your deposit - finding the best home to boost your savings is therefore key.
April's tax and price changes at a glance
Rebecca Atkinson
07.04.09
Monday 6 April marked the start of the new tax year, which means a host of changes to tax and state benefits.
Consumers receiving "dismal" treatment
Rebecca Atkinson
07.04.09
The number of people suffering dismal treatment by financial businesses is growing, with credit-crunched firms increasingly brushing off customer complaints.
G20 to inject $1.1tr into global economy
Rebecca Atkinson
03.04.09
Leaders from the world's largest economies have pledged a $1.1 trillion cash injection to restore lending, economic growth and jobs.
Are five-year savings deals worth it?
Rebecca Atkinson
02.04.09
A number of competitive fixed-rate savings account of recently been launched but their long terms mean savers could end up missing out down the line.
Are your savings safe?
Rebecca Atkinson
31.03.09
It's been almost 18 months since the demise of Northern Rock had savers panicking, but what has changed and are your savings safe?
Beware sneaky best-buy catches
Rebecca Atkinson
31.03.09
There's a sting in the tail of some deals topping the best buy tables at present - make sure your bank isn't stopping you from accessing your money.
Bigger deposits get better rates
Rebecca Atkinson
31.03.09
Savers with up to £30,000 deposit could missing out on the best rates. We find the top rates for you...
Misery for drivers as fuel duty rise kicks in
Rebecca Atkinson
31.03.09
Drivers face a tough time ahead following the postponed 2p increase in fuel duty that came into force on 1 April.
More protection for savers
Rebecca Atkinson
31.03.09
The FSA is looking into extending the compensation scheme for people with savings exceeding £50,000 if a UK bank collapses.
What next for Dunfermline customers?
Rebecca Atkinson
30.03.09
The news that Nationwide is to take over the Dunfermline Building Society won't be a massive shock for Scotland's largest mutual's customers.
Could you slash your mortgage costs?
Rebecca Atkinson
27.03.09
Some borrowers could be better off redeeming their mortgage early and paying a fee to take advantage of lower rates currently on offer.
Does your energy company owe you money?
Rebecca Atkinson
27.03.09
Energy suppliers have been rapped by their regulator for increasing customers' direct debit payments without explaining why and making it hard for people to get their money back.
Beware April's price hikes
Rebecca Atkinson
26.03.09
April sees a host of price hikes come into force, from medical prescriptions to petrol and even stamps. But you could avoid these additional costs by taking action early.
Pensioners hit by falling inflation
Rebecca Atkinson
26.03.09
Pensioners with certain annuity products could see their income frozen or even decrease as a result of falling inflation.
Energy firms use direct debits as 'free loans'
Rebecca Atkinson
25.03.09
A consumer group has accused energy companies of overcharging customers and using their money as interest-free loans.
Deflation - will you win or lose out?
Rebecca Atkinson
24.03.09
The UK is on the verge of entering a period of deflation, where prices fall rather than rise. Sounds like a good thing? Read on, because experts say there will be deflationary losers, as well as winners.
Inflation hits zero
Rebecca Atkinson
24.03.09
Inflation, or the cost of living, fell to 0% in February, potentially paving the way for the UK to enter a period of deflation, where prices actually fall rather than rise.
Fairer energy bill rules under-fire
Rebecca Atkinson
23.03.09
"Unjustified" energy bill pricing is to be banned, under a new set of rules designed to give households more power.
Unemployment hits two million
Rebecca Atkinson
18.03.09
The number of people out of work has exceeded the two million mark for the first time since 1997.
Estate agents complaints remain high
Rebecca Atkinson
17.03.09
Complaints regarding estate agents remain "surprisingly" high despite the housing market slump.
Escape the negative equity trap
Rebecca Atkinson
13.03.09
House prices could plummet by a further 55% - pushing up to six million homeowners into negative equity. But there are ways to escape the negative equity trap.
ISA allowance set to increase
Rebecca Atkinson
11.03.09
Gordon Brown has hinted that the ISA allowance could be increased in this year's Budget, offering hope for those hit by historically low interest rates.
Pensioners squeezed by bail-out plans
Rebecca Atkinson
11.03.09
The Bank of England's plan to create more money to get banks lending again could have a devastating impact on pensioners, experts have warned.
Lloyds shares get back on track
Rebecca Atkinson
09.03.09
Shares in Lloyds pulled back from an early 15% slump on Monday after investors vented their disappointment over the price tag Lloyds is paying to insure £260bn worth of assets.
Today's best savings rates
Rebecca Atkinson
06.03.09
The BoE base rate is now just 0.5% - meaning the interest you earn on your savings may not be looking as good as it once did. Rebecca Atkinson reviews the best savings accounts on the market.
Rate cut will hurt savers and borrowers
Rebecca Atkinson
05.03.09
The Bank of England has cut the base rate to just 0.5% in March, a move that experts warn will hurt both savers and borrowers.
Card providers scrap fee-free overseas deals
Rebecca Atkinson
04.03.09
Nationwide is to scrap its fee-free policy on foreign transactions for both its credit card and debit card VISA customers.
Is printing more money the answer?
Rebecca Atkinson
03.03.09
With the interest rate rapidly approaching zero, the chancellor is this week expected to give the Bank of England permission to print more money in an effort to revive the economy.
Five top fixed-rate savings deals
Rebecca Atkinson
02.03.09
With savings providers on the verge of pulling their top fixed-rate deals ahead of the anticipated Bank of England base rate cut, fixing now could be a smart move.
Banks lose appeal against OFT
Rebecca Atkinson
26.02.09
The attempt by banks to overturn a previous High Court ruling on bank charges has been quashed.
Why are taxpayers footing the bill for banks' losses?
Rebecca Atkinson
26.02.09
The Treasury is to help banks weather the financial crisis by insuring them against future losses caused by toxic debt. But what benefit will taxpayers receive for footing the bill for banks' losses?
Beat council tax rises
Rebecca Atkinson
25.02.09
Council tax bills are set to jump by 3% this year - but there are ways you can reduce your bill.
Economic decline unrevised
Rebecca Atkinson
25.02.09
The latest British economy healthcheck has revealed that the 1.5% decline in economic output in the final three months of 2008 does not have to be revised downwards.
Get a mobile phone contract for under £10
Rebecca Atkinson
25.02.09
It is now possible to get a mobile phone contract for less than £10 a month, as Virgin Mobile becomes the latest provider to offer the tariff.
Renters benefiting from crunch
Rebecca Atkinson
25.02.09
The credit crunch may be preventing thousands of people from getting on the property ladder, but research suggests that renters are rarely had it so good.
Can Northern Rock rescue the mortgage market?
Rebecca Atkinson
24.02.09
The Government has confirmed that Northern Rock is to ramp up its mortgage lending to £14 billion by 2011, but experts are divided on whether this will help kick-start the mortgage market.
Don't shop, swap
Rebecca Atkinson
24.02.09
If you're looking to cut-back or be a little more eco-friendly, then swapping unwanted items with other people is a great way to indulge without having to spend any money.
Inflation hits kids' cash savings
Rebecca Atkinson
24.02.09
Children's savings are being eroded because Child Trust Fund (CTF) vouchers fail to keep up with inflation, parents have been warned.
The secret sale on the high street
Rebecca Atkinson
23.02.09
The credit crunch might have forced you to tighten your purse-strings; but rather than go without, why not take advantage of special offers and go in hunt of discounts instead?
Mortgage lending at eight-year low
Rebecca Atkinson
19.02.09
Mortgage lending has fallen to its lowest level since April 2001, new figures have revealed.
Savers abandon cash ISAs
Rebecca Atkinson
16.02.09
An estimated 4.3 million savers plan to withdraw their tax-free savings from their ISAs this year, potentially gifting the taxman £39 million in extra revenue as a result.
E.ON refuses to budge on gas bills
Rebecca Atkinson
13.02.09
E.ON has become the latest energy provider to cut electricity bills, with more than four million people due to receive a 9% reduction from the end of March.
Is now a good time to change energy provider?
Rebecca Atkinson
11.02.09
EDF Energy has announced it is cutting the cost of its fixed-rate energy tariff by an average of £65 a year, making it the latest provider to pass on cheaper crude oil costs to customers.
House prices must fall further
Rebecca Atkinson
10.02.09
House prices need to fall further before the housing market can begin to recover, experts have warned.
Interest rate cut "final nail in coffin" for savers
Rebecca Atkinson
05.02.09
The Bank of England has voted to cut the interest rate by 50 basis points to just 1% in February, despite concerns that savers will suffer.
Surprise lift for January house prices
Rebecca Atkinson
05.02.09
House prices lifted by a surprise 1.9% in January - registering their first rise for 11 months, according to Halifax.
Aviva backtracks on bonus payouts
Rebecca Atkinson
04.02.09
Aviva has backtracked on plans to distribute £1 billion to Norwich Union with-profit policyholders this summer.
Get a consistent savings rate
Rebecca Atkinson
30.01.09
Building societies have offered savers the most consistent rates over the past 12 and 36 months, new research reveals.
Is a housing market recovery in sight?
Rebecca Atkinson
30.01.09
Falling house prices are starting to tempt buyers back into the market and, this week, Woolwich launched the cheapest mortgage deal in its 160-year history. So, is a housing market recovery in sight?
Banks in PPI ban
Rebecca Atkinson
29.01.09
Banks are likely to be forbidden from selling PPI alongside loans and credit cards, following an investigation by the Competition Commission.
House prices fall further in January
Rebecca Atkinson
29.01.09
House prices dropped further in January, with a further 1.3% fall in values during the month, with little sign of improvement on the horizon.
Should you swap your pension for an ISA?
Rebecca Atkinson
27.01.09
A leading pensions commentator says basic-rate taxpayers might be better off ditching their pensions and switching to saving in an ISA instead.
Don't get stung buying a used car
Rebecca Atkinson
26.01.09
Dodgy second-hand car dealers continue to top the complaints list at Consumer Direct. So what do you need to know before buying a used car?
Is this the end of the road for PPI?
Rebecca Atkinson
21.01.09
Six of Britain's biggest banks have announced they will stop selling controversial payment protection insurance alongside loans following a spate of large mis-selling fines.
Lending at eight-year low
Rebecca Atkinson
21.01.09
December saw the lowest level of mortgage lending for nearly eight years with approvals on home loans plummeting 47% since the same month in 2007.
Will the bail-out help your finances?
Rebecca Atkinson
19.01.09
The Government has introduced a package of measures designed to get banks lending to you again. But what impact will the second bail-out have on borrowers and savers?
Drive down the cost of car insurance
Rebecca Atkinson
16.01.09
Car insurance has never been more expensive and is set to jump a further 20% this year. Rebecca Atkinson offers tips to keep the costs down.
Compensation for some Equitable Life victims
Rebecca Atkinson
15.01.09
The Government has unveiled plans to compensate some Equitable Life policyholders who had been hit by its near-collapse, but warned the recompense would be limited.
Today's best savings rates
Rebecca Atkinson
15.01.09
Average interest rates on savings accounts are now under 1% but there are still several deals paying 4% or more. Rebecca Atkinson reviews the best accounts out there.
Government bail-out for small businesses
Rebecca Atkinson
14.01.09
The Government has unveiled a £20 billion plan to help small businesses survive the economic downturn.
Bank accounts fall victim to rate cuts
Rebecca Atkinson
13.01.09
Banks and building societies are hitting current account customers by reducing interest rates while increasing overdraft charges.
Can investors have a conscience?
Rebecca Atkinson
13.01.09
Ethical investing has become an increasingly popular option for those looking to put their money into the stockmarkets, but can investors have a conscience?
UK at risk of prolonged recession
Rebecca Atkinson
13.01.09
The economic outlook experienced "frightening" deterioration in the final three months of 2008, business leaders have warned.
Is your child's CTF working hard enough?
Rebecca Atkinson
12.01.09
Over four million children have benefited from CTFs since the scheme was introduced, but the investment they receive when they hit 18 could vary greatly.
Beat falling house prices
Rebecca Atkinson
09.01.09
With house prices continuing to fall and showing no signs of slowing, people looking to remortgage this year could find they no longer qualify for the better deals as the equity in their homes gets eaten into.
Rate cut good news for holidaymakers
Rebecca Atkinson
09.01.09
This week's interest rate cut has been welcomed as good news for holidaymakers following the pound rallying against the euro and the US dollar.
Interest rates hit all-time low
Rebecca Atkinson
08.01.09
The Bank of England cut interest rates to the lowest level seen in its 315-year history, as it looked to kick-start the British economy.
Compensation shake-up on the cards
Rebecca Atkinson
07.01.09
Savers should be paid compensation if a bank collapses regardless of their level of debt with the same firm, the financial watchdog has proposed.
Historic interest rate cut expected
Rebecca Atkinson
06.01.09
The Bank of England is to vote for another interest rate cut later this week - but who will actually benefit?
House prices down by 16% in 2008
Rebecca Atkinson
06.01.09
House prices fell by 16% in 2008 bringing the average property value to 2004 levels, according to figures from Nationwide.
Find a 0% balance transfer credit card
Rebecca Atkinson
02.01.09
If you put Christmas on credit then you could save serious money by finding a 0% deal now. But beware a catch called negative payment hierarchy.
Five New Year money resolutions
Rebecca Atkinson
02.01.09
Make the most of your good intentions this January and get your finances ready for the year ahead.
Have your savings been crunched?
Rebecca Atkinson
20.12.08
Saving banks have slashed rates by as much as 4% on over 150 products since interest rates started to fall in October.
Five forms of credit to avoid at all costs
Rebecca Atkinson
17.12.08
Borrowing to pay for Christmas could end up costing you dearly if you fall for one of these five forms of credit.
State pension to increase next April
Rebecca Atkinson
12.12.08
The Government has confirmed that the state pension will increase by 5% from next April to take into account the higher cost of living.
Early retirement agenda needs a financial boost
Rebecca Atkinson
10.12.08
By opting for a lump sum from their pensions and switching to better funds, this couple should achieve their goals.
Energy firms urged to cut bills
Rebecca Atkinson
10.12.08
The Government is considering taking action to force energy companies to cut bills and pass on the benefits of cheaper crude oil costs to customers.
Estate agents to be probed
Rebecca Atkinson
10.12.08
Estate agents are to be investigated by the Office of Fair Trading amid concerns that there is little price competition between firms and consumers' interests are not being fully protected.
Five forms of credit to avoid at all costs
Rebecca Atkinson
10.12.08
Paying for Christmas on credit could end up costing you dearly as lenders hike rates on loans, credit cards and store cards.
Boost to womens' pensions
Rebecca Atkinson
09.12.08
Women will soon be able to boost their pension pots as a result of proposed changes to the Pensions Bill currently going through Parliament.
What does the interest rate cut mean for you?
Rebecca Atkinson
04.12.08
The Bank of England base rate now stands at 2% after the third cut in as many months. But will lower rates improve your finances?
Are building societies safer than banks?
Rebecca Atkinson
02.12.08
As savers increasingly look for the safest home for their cash, some experts are recommending building societies over banks. Rebecca Atkinson asks: are mutuals really safer than banks?
Savers rescued as another bank flops
Rebecca Atkinson
02.12.08
Around 10,000 London Scottish Bank savers have been promised 100% of their money back even on balances over £50,000 after the Manchester-based bank was placed in administration.
Bag a bargain this weekend
Rebecca Atkinson
28.11.08
VAT will decrease to 15% from 1 December but people planning to hit the shops this weekend could still be able to find a bargain or two thanks to a price war breaking out between the major retailers.
Mutual savers offered extra deposit protection
Rebecca Atkinson
28.11.08
Building society savers have been offered additional deposit protection by the financial watchdog with new rules that take into account the number of mergers across the mutual sector
Pre-Budget "cheated" pensioners
Rebecca Atkinson
28.11.08
The pre-Budget report will make it harder for pensioners to buy missing national insurance contributions, according to pensions experts.
Watchdog calls time on commission bias
Rebecca Atkinson
25.11.08
People who seek professional investment advice could soon be told exactly how their adviser is paid by providers, as part of a proposal for reform from the financial watchdog.
What difference will the VAT cut make?
Rebecca Atkinson
24.11.08
VAT has been slashed to 15% from 1 December - but what difference will this actually make to your finances?
Is deflation a blessing or a curse?
Rebecca Atkinson
23.11.08
For the past 60 years, the UK has experienced positive inflation with the cost of living increasing year-on-year. But economists are now warning that in 2009 we could see the opposite happen, with prices actually falling. Is that such a bad thing? Rebecca Atkinson investigates.
What can we expect in the pre-Budget report?
Rebecca Atkinson
21.11.08
The pre-Budget report 2008 is set to be an interesting one, potentially containing measures to ease the recession and help households weather the downturn, but what can we expect?
More help needed for homebuyers
Rebecca Atkinson
20.11.08
Alistair Darling has been urged to do more to help mortgage banks lend to home buyers, as figures reveal a 44% fall in the number of approved home loans since 2007.
Survive the recession
Rebecca Atkinson
19.11.08
A recession now seems inevitable, but there are steps you can take to protect yourself and your finances, says Rebecca Atkinson.
Cost of living starts to slow
Rebecca Atkinson
18.11.08
Inflation appears to have peaked with the cost of living standing at 4.5% during October, down from 5.2% in September.
Savings banks protect own interests
Rebecca Atkinson
17.11.08
Banks and building societies have been accused of acting to protect their own interests by drastically cutting rates on saving accounts by up to 2.55% following the Bank of England's rate cut.
Lenders pull tracker mortgages
Rebecca Atkinson
07.11.08
Several lenders, including Nationwide and Alliance and Leicester, have withdrawn their tracker mortgages as interest rates continue to fall.
Bank of England cuts rates by 1.5%
Rebecca Atkinson
06.11.08
The Bank of England's Monetary Policy Committee (MPC) has shocked the City with a surprise 1.5% cut in interest rates, taking it from 4.50% to 3%.
The great interest rate swindle
Rebecca Atkinson
06.11.08
Interest rates may have been slashed, but thousands of mortgage borrowers may not benefit from cuts, as lenders are unlikely to pass the full savings on.
What does the interest rate cut mean for you?
Rebecca Atkinson
06.11.08
The BoE has cut interest rates for two months on the trot and more cuts are predicted ahead. What do the cuts mean for you?
Bailed out banks to be monitored
Rebecca Atkinson
05.11.08
Chancellor Alistair Darling has unveiled plans to launch a new body to oversee taxpayers' shares in the three banks his Government was forced to bail-out last month.
Banks may refuse to cut mortgage rates
Rebecca Atkinson
04.11.08
Borrowers have been warned not to expect mortgage rates to come down despite signs that interbank lending is getting cheaper.
Do renters have rights against repossession?
Rebecca Atkinson
03.11.08
With mortgage arrears on the rise, what rights do tenants have if the property they rent is repossessed? Rebecca Atkinson investigates.
Are your savings protected?
Rebecca Atkinson
30.10.08
The Government has increased the amount of savers' money that is protected should a bank go bust. It says the move will increase consumer confidence in the UK banking system - but do we have a reason to worry?
How low could interest rates go?
Rebecca Atkinson
30.10.08
Interest rates have been cut in the US to just 1%, and some experts believe the Bank of England could follow suit within the next few months.
Banks back in court
Rebecca Atkinson
29.10.08
Britain's biggest banks are back in court to challenge an earlier ruling that gave the OFT the right to decide whether overdraft charges are fair or not.
Economy shrinks for first time in 16 years
Rebecca Atkinson
24.10.08
The British economy has shrunk for the first time in 16 years, putting the UK on the brink of a recession.
Energy bills need to come down
Rebecca Atkinson
17.10.08
Energy companies are coming under increased pressure to slash bills inline with cheaper crude oil.
Your banking crisis questions answered
Rebecca Atkinson
17.10.08
With the banking crisis changing by the day, confusion about what exactly has happened and how it will impact customers, savers, borrowers and taxpayers is rife.
M&S to start selling energy
Rebecca Atkinson
15.10.08
Marks & Spencer is to launch into the energy market through a partnership deal with Scottish and Southern Energy (SSE).
Supermarkets slash petrol prices
Rebecca Atkinson
15.10.08
ASDA and Morrisons have both slashed the price of petrol to less than £1 per litre, the lowest price since last December.
New ruling on unfair bank charges
Rebecca Atkinson
10.10.08
Bank charge victims have been dealt a blow after the High Court judge hearing the high profile case said most banks' terms and conditions were fair.
Tories call for annuity rules to be scrapped
Rebecca Atkinson
10.10.08
The Conservative Party has called for emergency pension protection to shield retirees from the global stockmarket turmoil.
What next for Icelandic bank savers?
Rebecca Atkinson
10.10.08
News that three UK savings banks - all owned by Icelandic companies - have been shut down has caused many savers sleepless nights. Rebecca Atkinson explains what will happen.
Brown unveils 'solution' to bank crisis
Rebecca Atkinson
08.10.08
Gordon Brown has unveiled a plan to 'rescue' the British banking sector that includes pumping around £50 billion of taxpayers money into the biggest names on the high street.
ING acquires Icelandic saving accounts
Rebecca Atkinson
08.10.08
Savings bank ING Direct is to buy more than £3 billion of British cash deposits held in Icelandic-owned banks Heritable Bank and Kaupting Edge.
What the interest rate cut means for you
Rebecca Atkinson
08.10.08
The BoE has cut rates by 0.5%. But what does the cut mean for the economy and the banks, as well as savers and borrowers?
Icesave blocks customers withdrawals
Rebecca Atkinson
07.10.08
Icesave has put a block on all cash withdrawals from its savings accounts following its Icelandic owner being taken into public ownership.
Offshore savers could be at risk
Rebecca Atkinson
07.10.08
Billions of pounds of British savers' money in offshore accounts is potentially at risk if a bank goes under as no deposit protection schemes exists in Channel Islands Jersey and Guernsey.
Should I move my money into an Irish bank?
Rebecca Atkinson
03.10.08
The Irish Government's pledge to guarantee 100% of savers' money, begs the question as to whether your money is better off in an Irish bank.
How will bail-out rejection affect you?
Rebecca Atkinson
30.09.08
News that US Congress has rejected the $700 billion plans to bail-out Wall Street could have long-lasting global repercussions.
B&B deal: What does it mean for you?
Rebecca Atkinson
29.09.08
Rebecca Atkinson explains how the Bradford & Bingley nationalisation will affect you, whether you're a saver, borrower, shareholder or taxpayer.
Government nationalises B&B
Rebecca Atkinson
29.09.08
The Government has confirmed that it has taken Bradford and Bingley into public ownership and sold-on its savings business and branch base to Spanish bank Santander.
Housing slowdown not over yet
Rebecca Atkinson
29.09.08
Mortgage lending hit record lows in August official figures show today, suggesting the market slowdown still has some way to go.
Mortgage lender fined £1.12 million
Rebecca Atkinson
25.09.08
Subprime mortgage lender GE Money Home Lending has been fined a whopping £1.12 million by the financial regulator for leaving nearly 700 borrowers at a financial loss.
Blow to forced retirement challenge
Rebecca Atkinson
24.09.08
Brits who wish to work beyond the age of 65 have been delivered a blow by a European court adviser, who has rejected a challenge to current employer retirement rules.
Fears for petrol prices following oil surge
Rebecca Atkinson
24.09.08
The biggest ever one-day jump in crude oil costs has led to fears that drivers face another hike in petrol prices.
Five savings account catches to be aware of
Rebecca Atkinson
24.09.08
Comparison websites are great to find the best rates, but what about all the information they don't tell you? Rebecca Atkinson reveals five catches to watch out for.
How do Post Office savings shape up?
Rebecca Atkinson
24.09.08
Post Office saving accounts are now protected for up to nearly £80,000 - more than double other UK accounts. But how do its products shape up compared to others on the market?
Cash in on supermarket price cuts
Rebecca Atkinson
19.09.08
Households are set to benefit from Britain's two biggest supermarkets slashing their prices in an effort to stop customers defecting to budget alternatives.
Morrisons cuts petrol prices
Rebecca Atkinson
19.09.08
Morrisons supermarket has taken the lead in expected petrol price cuts by slashing the cost of fuel at its forecourts by 3p.
Are British banks at risk of going bust?
Rebecca Atkinson
16.09.08
The collapse of Lehamn Brothers has sent stockmarkets into turmoil, with shares in British banks taking a particular battering. Is this a sign that British banks are also in danger of collapse?
Cost of living continues to climb
Rebecca Atkinson
16.09.08
The rate of inflation hit 4.7% in August as a result of the summer's energy price hikes and rising food costs. But experts say an interest rate cut is still on the cards.
Savers' money still at risk
Rebecca Atkinson
16.09.08
There is still a risk that savers could lose their money should a bank fail, despite the Government's protection scheme, a Parliamentary committee has warned.
Barclaycard unveils Goldfish deal
Rebecca Atkinson
12.09.08
Barclaycard has ramped up its credit card rewards scheme as part of the migration of 1.7 million Goldfish credit card customers.
High prices here to stay
Rebecca Atkinson
11.09.08
Households shouldn't expect any let up in high prices, with inflation continuing to rocket upwards for some time.
Another month, another house price fall
Rebecca Atkinson
04.09.08
The latest house price index from Halifax shows values fell 1.8% in August, bringing the prices to more than 10% lower than where they were last year.
BoE keeps rates frozen at 5%
Rebecca Atkinson
04.09.08
The Bank of England has, as expected, maintained interest rates at 5% for the fifth month in a row today.
Credit card round-up
Rebecca Atkinson
04.09.08
Research reveals holidaymakers are still relying on credit cards. Find the best cards for foreign and UK usage with Rebecca Atkinson's round-up.
Saving deals hot up as A&L ups rate
Rebecca Atkinson
04.09.08
Savers look set to benefit from heightened competition in the savings market, following Alliance & Leicester decision to up the rate on its instant access deal.
Households urged to switch energy deal
Rebecca Atkinson
03.09.08
Households hit by energy bill hikes could be paying over £500 too much because they haven't bothered switching deals.
Oil heads back toward $100 mark
Rebecca Atkinson
03.09.08
Households and drivers could start to see some respite from higher fuel and petrol bills after the cost of crude oil fell back towards the $100 mark this morning.
Tax rebate for 22 million people
Rebecca Atkinson
03.09.08
Around 22 million workers are set to receive an extra £60 in their pay packets for September, as new tax measures come into force this month.
Stamp duty exemption finally unveiled
Rebecca Atkinson
02.09.08
Properties under £175,000 are to be exempt from stamp duty for one year from 3 September, the Government has confirmed today.
Today's best cash ISAs
Rebecca Atkinson
29.08.08
Getting a great rate of interest is important for your ISA, but when shopping for an ISA there are other factors you should also consider. Rebecca Atkinson looks at the market.
Two more energy firms put up prices
Rebecca Atkinson
29.08.08
npower and Scottish Power have today both announced massive energy bill hikes, with the latter increasing gas bills by 34%.
British economy faces rocky ride
Rebecca Atkinson
28.08.08
A leading economic forecasting group has warned that the British economy will shrink by 0.25% during 2009, the first full-year contraction since 1991.
Buyers must find £40k for best mortgages
Rebecca Atkinson
27.08.08
Homebuyers now need at least £40,000 spare cash to put down as a deposit if they want to secure one of the more competitive mortgage deals.
MPs back calls to tax energy companies
Rebecca Atkinson
27.08.08
Energy companies may be forced to pay a one-off tax to help families in the UK meet the rising cost of heating their homes.
British economy grinds to a halt
Rebecca Atkinson
22.08.08
The British economy has ground to a halt with no growth during the second quarter of the year, official figures today reveal.
Consumers confused by price comparison websites
Rebecca Atkinson
20.08.08
Price comparison websites have been accused of offering inconsistent results, leaving many people confused about what the best deal is for them.
More lenders slash rates
Rebecca Atkinson
20.08.08
More lenders are cutting mortgage rates but banks continue to squeeze borrowers unable to put down large deposits.
November interest rate cut on the cards
Rebecca Atkinson
20.08.08
Interest rates could be cut as early as November as the group of economists responsible for setting rates grows ever more concerned about the economic downturn.
London house prices hit hardest in July
Rebecca Atkinson
18.08.08
Londoners are suffering the worst impact of the housing market downturn with asking prices falling by £21,000 over the past month.
Unemployment set to climb to two million
Rebecca Atkinson
18.08.08
As many as 300,000 people risk losing their jobs over the next few years as the UK heads into a recession.
Students unable to manage finances
Rebecca Atkinson
14.08.08
Today's students are set to graduate with £20,000-worth of debt, as too many head to university unable to manage their own finances.
Gloomy outlook for UK economy
Rebecca Atkinson
13.08.08
Consumers should expect rising prices to lead to a squeeze on their take-home pay for the foreseeable future, the BoE has warned, as high inflation shows no sign of abating.
Cost of supermarket shop up £1,404
Rebecca Atkinson
12.08.08
The cost of food has increased by nearly 30% in the past 12 months with households spending an extra £1,404 a year on their groceries.
Inflation soars to 4.4%
Rebecca Atkinson
12.08.08
Inflation soared to an alarming 4.4% in July - up from 3.8% the previous month, reflecting the rising cost of food and petrol.
Mortgage costs fall, but market remains sluggish
Rebecca Atkinson
12.08.08
The cost of fixed-rate mortgages fell in July, according to official figures, but the housing market remained subdued during the month.
Water bills set to soar
Rebecca Atkinson
11.08.08
Water bills are set to soar over the next five years as utility companies unveil measures to invest in improving quality.
British Gas bills to rise by 35%
Rebecca Atkinson
30.07.08
British Gas customers face paying up to 35% more for the energy bills this winter after the utility giant confirmed prices are going up.
Online saving rates get boost
Rebecca Atkinson
30.07.08
As fixed rates start to look a little less attractive, the spotlight is on the instant access market. Rebecca Atkinson takes a look.
Tesco considers current account offering
Rebecca Atkinson
29.07.08
RBS is to pull its 50% stake in Tesco Personal Finance, as the supermarket unveils plans to expand its savings range and potentially offer current accounts for the first time.
Homes hit with further energy price hikes
Rebecca Atkinson
25.07.08
EDF Energy has announced that it is putting up the cost of its gas and electricity, following Scottish and Southern Energy's warning of higher energy bills going forward.
Energy supplier warns of price rises
Rebecca Atkinson
24.07.08
Scottish and Southern Energy have warned that their customers may face higher energy bills going forward as the high oil costs continue to hit energy suppliers' revenue potential.
Shoppers tighten their belts
Rebecca Atkinson
24.07.08
The onslaught of the credit crunch has finally hit shoppers' wallets with retail sales falling at record levels during June. Rebecca Atkinson reports.
Supermarkets cut petrol prices
Rebecca Atkinson
22.07.08
Three leading supermarkets have confirmed they will cut the price of their petrol in light of the slight fall in crude oil costs. Rebecca Atkinson reports.
HBOS rights issue flops
Rebecca Atkinson
21.07.08
Shareholders in HBOS have snubbed the banking giant's offer of buying new shares in the firm. How have investors reacted on our discussion boards?
Energy bills to hit £1,000 a year
Rebecca Atkinson
18.07.08
Households should invest in warm clothing as energy bills look set to rise by 60%, British Gas has warned. Rebecca Atkinson reports.
Current account market failing consumers
Rebecca Atkinson
16.07.08
A damning new report has found that current accounts are failing customers and leaving many exposed to high charges and dismal rates of interest.
Darling scraps 2p fuel duty increase
Rebecca Atkinson
16.07.08
The chancellor Alistair Darling has scrapped the 2p increase in fuel duty. Rebecca Atkinson reports.
What is the outlook for interest rates?
Rebecca Atkinson
15.07.08
Escalating food prices have pushed inflation up to an alarming 3.8% in June. Rebecca Atkinson looks at the effect this will have on interest rates.
What does Alliance & Leicester's takeover mean for you?
Rebecca Atkinson
14.07.08
Alliance and Leicester is to be bought by Spanish bank Santander. The news has sent its share price flying but, Rebecca Atkinson asks, what does it mean for customers and investors?
Offset higher petrol prices with the right credit card
Rebecca Atkinson
13.07.08
Rebecca Atkinson investigates how using the right credit card to fill up your tank could help offset rising petrol prices and save you cash.
Bank freezes interest rates again
Rebecca Atkinson
10.07.08
The Bank of England has voted to freeze interest rates at 5% for the third month in a row.
Plans from Brussels could see VAT slashed
Rebecca Atkinson
09.07.08
The cost of eating out, converting your loft or hiring a childminder could be reduced under plans tabled by Brussels to cut VAT, reports Rebecca Atkinson.
VAT could be slashed under proposals from Brussels
Rebecca Atkinson
09.07.08
The cost of eating out, converting your loft or hiring a childminder could be reduced under plans tabled by Brussels to cut VAT, reports Rebecca Atkinson.
Banks make £2.5 billion from overdraft fees
Rebecca Atkinson
08.07.08
Banks could be forced to repay £10 billion if they lose the current court case into bank charges. Rebecca Atkinson reports.
Banks make £2.5 billion from overdraft fees
Rebecca Atkinson
08.07.08
Banks could be forced to repay £10 billion if they lose the current court case into bank charges. Rebecca Atkinson reports.
Is Britain on the brink of a recession?
Rebecca Atkinson
08.07.08
The UK is hovering on the brink of recession as the credit crunch hits businesses across the country. Rebecca Atkinson reports on the worrying outlook.
Is Britain on the brink of a recession?
Rebecca Atkinson
08.07.08
The UK is hovering on the brink of recession as the credit crunch hits businesses across the country. Rebecca Atkinson reports on the worrying outlook.
Today's best cash ISAs
Rebecca Atkinson
08.07.08
Getting a great rate of interest is important for your ISA, but when shopping for an ISA there are other factors you should also consider. Rebecca Atkinson looks at the market.
Tories call for fuel duty to offset petrol hikes
Rebecca Atkinson
07.07.08
The Conservative Party has proposed a plan to soften the blow of rising fuel prices on families by offsetting expensive petrol with lower fuel duty, reports Rebecca Atkinson.
Tories call for fuel duty to offset petrol hikes
Rebecca Atkinson
07.07.08
The Conservative Party has proposed a plan to soften the blow of rising fuel prices on families by offsetting expensive petrol with lower fuel duty, reports Rebecca Atkinson.
Bradford & Bingley increases cash call
Rebecca Atkinson
04.07.08
Bradford and Bingley has increased its forthcoming rights issue to £400 million after the American investor it had lined up got cold feet, reports Rebecca Atkinson.
Credit card round-up
Rebecca Atkinson
04.07.08
Research reveals holidaymakers are still relying on credit cards. Find the best cards for foreign and UK usage with Rebecca Atkinson's round-up.
Car insurance cheats up 70%
Rebecca Atkinson
03.07.08
Car insurance cheats made fraudulent claims worth £260 million last year, with the number of dishonest drivers up 70% over the past three years, reports Rebecca Atkinson.
Car insurance cheats up 70%
Rebecca Atkinson
03.07.08
Car insurance cheats made fraudulent claims worth £260 million last year, with the number of dishonest drivers up 70% over the past three years, reports Rebecca Atkinson.
Mortgage defaults increasing faster than expected
Rebecca Atkinson
03.07.08
The BoE has said the number of people missing payments on their mortgages has risen by more than anticipated during the past three months. Rebecca Atkisnon reports.
Mortgage defaults increasing faster than expected
Rebecca Atkinson
03.07.08
The BoE has said the number of people missing payments on their mortgages has risen by more than anticipated during the past three months. Rebecca Atkisnon reports.
Cash savings in CTFs suffer interest rate blow
Rebecca Atkinson
02.07.08
Interest rates on cash Child Trust Funds have fallen over the past year, according to new research, reports Rebecca Atkinson.
Cash savings in CTFs suffer interest rate blow
Rebecca Atkinson
02.07.08
Interest rates on cash Child Trust Funds have fallen over the past year, according to new research, reports Rebecca Atkinson.
Savers' money could receive extra protection
Rebecca Atkinson
01.07.08
Savers may be protected for up to £50,000 if their bank or building society collapses, says Rebecca Atkinson - if new proposals to improve financial stability are adopted.
Credit card round-up
Rebecca Atkinson
26.06.08
Credit card customers on 0% balance transfer deals face being hit by massive rate rises. Rebecca Atkinson asks: is it time you started looking for a new deal?
Mortgage fees under the spotlight
Rebecca Atkinson
26.06.08
Alistair Darling has warned mortgage lenders not to take advantage of borrowers by charging unfair arrangement fees. Rebecca Atkinson reports.
Record number of properties for sale
Rebecca Atkinson
24.06.08
Record numbers of properties for sale mean house sellers are increasingly lowering their asking prices by an average of £3,000. Rebecca Atkinson reports.
Savers offered account with guaranteed rate for life
Rebecca Atkinson
24.06.08
Bradford & Bingley has launched a range of saving accounts that offer a guaranteed rate of interest for life. Rebecca Atkinson asks: should savers be tempted?
Shoppers refuse to end love affair with plastic
Rebecca Atkinson
24.06.08
A surge in retail spending may have provided some relief from the impact of the credit crunch, but new figures show shoppers are increasingly putting their purchases on plastic. Rebecca Atkinson reports.
Protect your savings from rising inflation
Rebecca Atkinson
20.06.08
Inflation has surpassed expectations to hit 3.8% in June and savers face seeing the value of their nest eggs eroded. Rebecca Atkinson looks at ways to beat inflation and protect your savings.
Are interest rate rises on the horizon?
Rebecca Atkinson
18.06.08
An interest rate rise was narrowly avoided last month, the minutes from June's base rate vote reveal. Rebecca Atkinson reports.
Barclays confirms rights issue
Rebecca Atkinson
16.06.08
Barclays has confirmed it is looking at carrying out a rights issue that will see it raise £4 billion from existing shareholders, reports Rebecca Atkinson.
Households feel the pinch as inflation soars
Rebecca Atkinson
12.06.08
According to research from the Bank of England, households in the UK are struggling with an average personal inflation of nearly 5%, reports Rebecca Atkinson.
Today's best savings rates
Rebecca Atkinson
12.06.08
Interest rates on saving accounts are going through the roof, with Halifax launching a regular savings product that pays 10%, reports Rebecca Atkinson.
Current accounts hot up for those prepared to pay
Rebecca Atkinson
11.06.08
Current account providers are trying to attract new customers with attractive interest rates. Rebecca Atkinson looks at the competition.
Consumers grossly overcharged for PPI
Rebecca Atkinson
05.06.08
Banks are overcharging borrowers taking out payment protection insurance (PPI) by over £1.4 billion each year, an investigation has found. Rebecca Atkinson reports.
Interest rates frozen at 5%
Rebecca Atkinson
05.06.08
The Bank of England has voted to keep interest rates at 5% for June, despite figures showing the continued downturn of the housing market. Rebecca Atkinson reports.
Are annuities being mis-sold?
Rebecca Atkinson
03.06.08
Annuities could be the next pension mis-selling scandal because insurance companies are not fully highlighting the customers' right to shop around, reports Rebecca Atkinson.
Banks raided in price-fixing investigation
Rebecca Atkinson
03.06.08
Barclays and RBS have had their offices raided by the Office of Fair Trading as part of an investigation into pricing fixing in the professional loans market.
Bradford & Bingley's shares plunge
Rebecca Atkinson
02.06.08
Bradford & Bingley, the UK's biggest buy-to-let mortgage lender, has seen its share price dive this morning following its announcement of a 50% fall in profit.
Today's best savings deals
Rebecca Atkinson
29.05.08
Banks and building societies are becoming increasingly keen to attract new business. Rebecca Atkinson looks at the best deals on offer.
Faster banking payment system goes live
Rebecca Atkinson
27.05.08
A new system to speed up banking payments has gone live this week, spelling the beginning of the end for the three-day clearing system. Rebecca Atkinson reports.
House prices to fall 7%
Rebecca Atkinson
21.05.08
House prices will fall by 7% in 2008 as restricted mortgage lending continues to freeze the housing market, mortgage lenders have predicted.
First Direct reopens doors to new customers
Rebecca Atkinson
20.05.08
Following its decision to close its doors in April due to a backlog, First Direct has started selling mortgages to new customers again, reports Rebecca Atkinson.
Latest savings deals
Rebecca Atkinson
20.05.08
Rebecca Atkinson takes a look at what the savings market has to offer those looking to make the most of their money.
Hopes for rate cuts dashed by soaring inflation
Rebecca Atkinson
14.05.08
The BoE has hinted that there'll be no more cut interest rates this year as the risk of rising inflation continues to dog efforts to bolster the slowing economy. Rebecca Atkinson reports.
Thousands facing higher rate of income tax
Rebecca Atkinson
14.05.08
Moves to compensate people hit by the axed 10p tax rate will push thousands more people onto a higher rate of income tax, reports Rebecca Atkinson.
Today's best savings deals
Rebecca Atkinson
14.05.08
Rising inflation may have dashed hopes for an interest rate cut in June, but Rebecca Atkinson looks at the best deals on the savings market.
Inflation soars to 3%
Rebecca Atkinson
13.05.08
Hopes of interest rate cuts over the next few months appear dashed after official figures revealed inflation soared to 3% in April, reports Rebecca Atkinson.
Surge in tracker funds investment
Rebecca Atkinson
13.05.08
A resurgence in sales of tracker funds in the first quarter of 2008 could indicate a return in investor confidence, says Rebecca Atkinson.
Interest rates held at 5%
Rebecca Atkinson
08.05.08
The Bank of England has voted to hold interest rates at 5% for May, most likely in response to fears of rising inflation, reports Rebecca Atkinson.
Today's best savings rates
Rebecca Atkinson
08.05.08
The Bank of England has held interest rates at 5% for May but with future cuts likely many savers are considering fixed rate accounts, reports Rebecca Atkinson.
Every cloud has a silver lining
Rebecca Atkinson
06.05.08
It is hard to look on the bright side of life when in the midst of a credit crunch. But as Rebecca Atkinson discovers, every cloud has a silver lining.
House prices down 1% from last year
Rebecca Atkinson
01.05.08
New figures from Nationwide reveal house prices are now 1% lower than this time last year, reports Rebecca Atkinson.
Latest savings deals
Rebecca Atkinson
01.05.08
The fixed rate savings market has become more competitive and the start of the tax year brings new ISA opportunities, writes Rebecca Atkinson.
Motorists braced for further petrol price hikes
Rebecca Atkinson
23.04.08
Motorists should brace themselves for petrol price hikes in light of record oil prices and the threat of strike action.
Latest savings deals
Rebecca Atkinson
18.04.08
The credit crunch may be causing havoc for borrowers, but according to independent researcher Defaqto, savers have never had it so good.
Latest savings deals
Rebecca Atkinson
16.04.08
For people on variable rate saving products last week's cut means you will be earning less interest on your money.
Latest savings deals
Rebecca Atkinson
11.04.08
The interest rate cut may have been welcomed by mortgage borrowers, but it's not such good news for savers.
Bank of England cuts interest rates to 5%
Rebecca Atkinson
10.04.08
The Bank of England has taken action to ease pressures on the economy by cutting interest rates by a quarter of a percentage point to 5%.
Property prices down £5,000 in March
Rebecca Atkinson
09.04.08
The average homeowner saw nearly £5,000 wiped off the value of their home in March, says Rebecca Atkinson.
New tax year changes at a glance
Rebecca Atkinson
08.04.08
The new tax year has brought in a host of tax reforms. Here's Rebecca Atkinson with a guide to the changes.
Latest savings deals
Rebecca Atkinson
03.04.08
The deadline to use this year's ISA allowance is creeping ever nearer, and Rebecca Atkinson rounds up the best ISA and savings deals for last-minute savers.
Lenders close doors to new mortgage customers
Rebecca Atkinson
02.04.08
First Direct has closed its doors to new mortgage customers citing unprecedented demand, as the credit crunch continues to bite business.
Pick of the cash ISA deals
Rebecca Atkinson
26.03.08
Time is fast running out for you to utilise this year's £3,000 tax-free allowance. Rebecca Atkinson highlights the best deals currently on offer.
Latest savings deals
Rebecca Atkinson
13.03.08
It's less than a month to go to the ISA deadline for this tax year - have your utilised your allowance? If not, Rebecca Atkinson has checked the market for the best deals.
Latest savings deals
Rebecca Atkinson
06.03.08
ISA deadline day is creeping nearer and Rebecca Atkinson has taken a look at the best deals currently out there for savers.
Government promises free financial advice
Rebecca Atkinson
03.03.08
Free financial advice could soon be available on the high street offering guidance on everything from saving for a mortgage deposit to coping with debt, writes Rebecca Atkinson.
Latest savings deals
Rebecca Atkinson
28.02.08
There is good news for ISA savers, reports Rebecca Atkinson. While the rest of the savings market also has plenty to offer.
More shocks to come for global economy
Rebecca Atkinson
27.02.08
The deputy governor of the BoE believes the global economy is currently in the midst of the worst financial and banking crisis for nearly 70 years.
Should I opt for an inflation-linked annuity?
Rebecca Atkinson
23.02.08
Pensioners have been urged not to consider taking out inflation-linked annuities as the cost of living finally starts to fall.
Latest savings deals
Rebecca Atkinson
22.02.08
Rebecca Atkinson takes a look at where savers - with different kinds of objectives - should be putting their money.
MPs back Rock nationalisation
Rebecca Atkinson
20.02.08
MPs have backed a new law that will allow the Government to take Northern Rock into temporary public ownership, reports Rebecca Atkinson.
Borrowers missing the best deals
Rebecca Atkinson
13.02.08
Consumers are not shopping around for credit cards because providers make it too hard for them to compare different products, the Office of Fair Trading has warned. Rebecca Atkinson reports.
Latest savings deals
Rebecca Atkinson
13.02.08
Seeking somewhere to put your savings? Rebecca Atkinson takes a look at where the best rates are for your money.
How interest rate cut affects you
Rebecca Atkinson
07.02.08
The Bank of England has voted to cut interest rates to 5.25%. Whether you're a borrower or saver, this will affect you. Rebecca Atkinson finds out how.
Latest savings deals
Rebecca Atkinson
07.02.08
Rebecca Atkinson takes a look at the pick of the deals on the savings market.
NU with-profit holders in windfall
Rebecca Atkinson
06.02.08
Norwich Union is to pay 1.1 million with-profits policyholders a £2.1 billion bonus in a move that could encourage a vote for the redistribution of its surplus funds. Rebecca Atkinson reports.
Latest savings accounts
Rebecca Atkinson
01.02.08
Rebecca Atkinson takes a look at the best offers out there for savers to put their hard-earned cash.
Darling reveals CGT concession
Rebecca Atkinson
25.01.08
Chancellor Alistair Darling confirmed plans first announced in last year's pre-Budget that an 18% flat-rate of capital gains tax will be introduced from 6 April 2008, reports Rebecca Atkinson.
Latest savings accounts
Rebecca Atkinson
25.01.08
Fixed rates are changeable at the moment, while Northern Rock tries to lure customers with a market-leading savings account, reports Rebecca Atkinson.
Energy bills on the up again
Rebecca Atkinson
18.01.08
After price hikes by npower and EDF Energy, British Gas has now followed suit after it announced gas and electricity prices would rise by 15%. Rebecca Atkinson reports.
Prime time for savers
Rebecca Atkinson
18.01.08
At a time when the Bank of England is expected to cut interest rates, many savers are attracted to the increased security of fixed-rate accounts, says Rebecca Atkinson.
Savers welcome rate freeze
Rebecca Atkinson
11.01.08
The Bank of England's decision not to cut interest rates in January offers savers an opportunity to fix now and avoid any future cuts, reports Rebecca Atkinson.
Top savings accounts
Rebecca Atkinson
08.01.08
If you're yet to utilise your ISA allowance, time is running out to find a good home for your savings. Rebecca Atkinson looks at the best rates for savers.
How to grow your savings in 2008
Rebecca Atkinson
04.01.08
January is a great time to make New Year resolutions such as setting aside some money for a rainy day or giving your current savings plan a boost.
Move to a lower-interest credit card now
Rebecca Atkinson
02.01.08
It's common to use a credit card to finance your Christmas spending but many people rack up more debt by staying on high-interest credit cards.
Top savings accounts
Rebecca Atkinson
13.12.07
Despite the BoE voting to cut interest rates, fixed rates remain highly competitive as banks and building societies compete for your money, reports Rebecca Atkinson.
Top savings accounts
Rebecca Atkinson
06.12.07
The BoE's interest rate cut and the ongoing credit crisis mean fixed savings rates are looking increasingly attractive, says Rebecca Atkinson.