Interactive Investor ISA hub

 

The end of a tax year brings with it a deadline for using certain tax allowances - such as your ISA allowance, the Annual Allowance for pension contributions, and a child's Junior ISA allowance. Here, we've brought together our award-winning analysis and commentary into this ISA and tax year-end hub.

Check back here regularly to stay up to date with all the latest company analysis,  investment ideas and technical insights from our expert journalists and the City of London's finest.

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To get you started, here's a reminder of the 2017/18 tax year allowances: they apply to individuals, so a couple can each use these allowances
ISA £20,000 across all current year ISAs
(i.e. Cash, Stocks & Shares and Innovative Finance ISA)
Any unused allowance from a previous year is lost - you cannot carry it forward. Money moved between ISAs that are a past year contribution, or the use of an Additional Permitted Subscription do not count as a current year subscription.
Pension/SIPP £40,000 across all your pensions. Plus, you can carry forward any unsuited allowance from the past three years. The annual allowance falls to £10,000 once you start drawing on your pension.
Junior ISA £4,128 across all current year JISAs (i.e. Cash and Stocks & Share JISAs) A Child Trust Fund account, which has the same annual allowance, can be transferred to a Junior ISA. Unlike a JISA, the CTF 'year' runs from the child's birthday.
Dividend Allowance £5,000 Excludes dividend income in an ISA or Pension/SIPP
Savings Allowance Basic rate tax payer - £1,000 Higher rate tax payer - £500 Earnings in excess of £150,000 p.a. - no allowance
Capital Gains Tax £11,300
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By: Josh Lee I Thu, 6th April 2017 - 09:38
Three reasons why doing this can leave your ISA £4,000 better off
With the new tax year on the horizon, research has found that profit can be boosted by investing sooner rather than later. Josh Lee investigates.

With the new tax year underway, research has found that profit can be boosted by investing sooner rather than later. Josh Lee investigates.

By: Ben Hobson at Stockopedia I Wed, 5th April 2017 - 13:56
10 top stocks hitting new highs as ISA deadline approaches

Momentum is one of the most powerful drivers of investment returns, so Stockopedia's Ben Hobson has found 10 shares at a 52-week high and showing strong signs of quality.

By: Ben Hobson, Stockopedia I Wed, 29th March 2017 - 14:29
10 stocks Warren Buffett might buy this ISA season

Some of the best investors made their money buying companies with moat-like characteristics. Stockopedia's Ben Hobson has tracked down 10 of the best large-cap shares that fit the bill.

By: Faith Glasgow I Tue, 28th March 2017 - 14:15
10 ideas for your ISA allowance as the tax year ends

With less than two weeks to go until the end of the 2016/17 tax year, brokers are rolling out their ISA fund recommendations. Faith Glasgow has their top tips.

By: David Brenchley I Mon, 27th March 2017 - 14:08
12 changes to this Top Picks portfolio

After lots of chopping and changing, this leading analyst's basket of 26 European shares offers upside potential of up to 42%, reports David Brenchley.

By: Money Observer team I Fri, 24th March 2017 - 17:23
Financial advisers name their investment trust Isa tips for all ages

The Association of Investment Companies has collated investment company Isa recommendations from financial advisers for all ages.

By: Lee Wild I Tue, 21st March 2017 - 15:09
Why Lloyds Banking is among top share tips in Europe

It's had a good run recently, but Lloyds is one of this expert's top tips. Lee Wild also reveals the other nine UK-quoted shares which make the list.

By: Lee Wild I Mon, 20th March 2017 - 13:59
12 value shares with earnings momentum

History suggests buying stocks that are seeing earnings upgrades when valuations are this cheap. Lee Wild reveals the stocks this analyst would buy to play the theme.

By: Richard Beddard I Fri, 17th March 2017 - 15:42
Ten long-term holds for an ISA portfolio. Part 2: The final five...

Analyst Richard Beddard's final five ISA selections have highly profitable pasts and are 'probably good value'. Read on to decide whether you could live with them through thick and thin.

By: Richard Beddard I Fri, 10th March 2017 - 14:44
Ten long-term holds for an ISA portfolio: Part 1

In the first of a two-part series, analyst Richard Beddard names five great companies to use up your ISA allowance. Part 2 next week.

By: Ceri Jones I Tue, 21st March 2017 - 10:22
Five global funds that avoid style bias

Many global funds have a growth or value bias, but Ceri Jones finds that a more mixed and contrarian approach may be more suitable in the current environment.

By: Money Observer team I Tue, 14th March 2017 - 09:57
Where we are investing our ISA allowances

Team members at our sister site Money Observer reveal their investment choices for what looks certain to be a year of both opportunity and risk.

By: Andrew Hore I Fri, 10th March 2017 - 14:21
A trio of AIM growth shares for your ISA

Investors wanting to use up their ISA allowance might like these three suggestions from former AIM writer of the year Andrew Hore.

By: Kyle Caldwell I Thu, 9th March 2017 - 10:05
Three fund portfolios to provide a £10,000 annual income

Achieving a decent income from investments is easier said than done right now, but Kyle Caldwell has built three fund portfolios to generate a £10,000 annual income in 2017.

By: Marina Gerner I Wed, 8th March 2017 - 10:04
Best and worst ISA funds since 1999

Deciding where to invest your remaining ISA allowance? Marina Gerner reports on one expert's suggested starting point.

By: Lee Wild I Fri, 3rd March 2017 - 13:29
Insider: Time to catch these three fallers?

Three very different companies have come under pressure recently, forcing directors to start buying shares. Lee Wild reports.

By: Lee Wild I Tue, 28th February 2017 - 13:20
Here's what investors would do with a £50,000 windfall

How would you invest a £50,000 cash sum? We asked over 9,000 investors what they'd do in the current climate. Lee Wild has the answers.

By: Alistair Strang I Thu, 23rd February 2017 - 10:34
A viable tip for your ISA

There's something interesting about this share, thinks technical analyst Alistair Strang, who believes the odds of an upward move are good.

By: Ben Hobson, Stockopedia I Wed, 22nd February 2017 - 15:02
10 top AIM stocks for ISA season

Despite thrashing blue-chips in the past year, there are still some great small-caps worth buying. Stockopedia's Ben Hobson names the very best quality and momentum stocks on AIM right now.

By: Alistair Strang I Tue, 21st February 2017 - 11:33
A £4bn ISA candidate

For the longer term, this blue-chip looks 'quite encouraging', says technical analyst Alistair Strang. Expect some action soon.