Charlie portfolio (long-term growth, medium risk) (JD7A)
Charlie portfolio (long-term growth, medium risk)
What is it
- Created by Money Observer associate editor Andrew Pitts, the model portfolio range consists of 12 portfolios catering for medium and higher risk profiles, income or growth aims and different time horizons
- The portfolios are reviewed quarterly and you can read the reviews in the Money Observer magazine or website
Who is this portfolio for
- Investors looking to grow their capital over fifteen years or more, who are prepared to take some risk and can afford to lose some of their capital under a worst case scenario
- It may suit investors with very young children seeking to build up capital via an ISA for their further education or to help them with a deposit for their first home
- Investors in their forties or younger who want to build up a nest egg or extra capital for when they retire may wish to consider this option
Please be aware of the risks involved. ii does not provide investment advice. You should choose investments to suit your personal circumstances and attitude to risk. If you are at all unsure you should seek advice.
|Holding||What it does|
|Ardevora Global Equity||Invests in undervalued companies globally, but is also able to 'short' shares that the managers believe will go down in value|
|CF Miton UK Value Opportunities||Invests in UK companies of all sizes which its managers believe are undervalued and likely to produce superior capital growth|
|HSBC FTSE All Share Index||Tracks the performance of the FTSE All Share Index|
|Capital Gearing Trust||Aims to produce an absolute return by investing in a range of assets.|
|Stewart Investors Asia Pacific Leaders||Invests in large and mid-sized companies in the region which the managers believe are well managed and resilient|
|Witan||Highly diversified global investment trust which uses the specialist skills of a range of external managers|
|Lindsell Train UK Equity||Invests in durable, cash-generating businesses and focuses on cash preservation|
Why these funds were selected
Providing the portfolio with a solid base are three UK invested funds and one investment trust that prioritises capital preservation to help offset volatility. HSBC FTSE All Share Index provides investors with broad exposure mainly to larger UK-listed companies although smaller companies are also represented in this index-tracking fund.
They are complemented by the actively managed CF Miton UK Value Opportunities fund, whose manager has shown a talent for finding undervalued companies which produce strong growth, and CF Lindsell Train UK Equity, which focuses on strong and stable companies with durable brands.
Capital Gearing investment trust targets capital preservation and invests in a variety of asset classes to generate positive returns.
The portfolio's overseas exposure consists of a regional specialist and two globally invested funds, Ardevora Global Equity and Witan investment trust. These provide both diversification and a spread of risk not just in terms of their geographical distribution but also due to their different investment approaches.
Finally there is Stewart Investors Asia Pacific Leaders, which invests in large, durable and well-managed companies that operate in Asia's higher growth economies.
How to buy it
- These portfolios are available to buy* for £10 per portfolio, saving you up to £60 on commission charges (quarterly account fees apply)
- You can only buy Money Observer's Model Portfolios through Interactive Investor
- Once you have opened and funded your ii account simply buy the portfolio of your choice for your trading account, ISA, SIPP or JISA with us
- Your invesment will be allocated to each underlying fund in the same proportion as its weighting within the model portfolio (to the nearest 1%) as at the last quarterly review. The £10 purchase fee will be deducted from the amount invested in the first named holding
- Rather than be displayed as a single model portfolio investment, each underlying fund holding will be shown separately in your account
- To find out why you should invest with ii, visit our share and fund account page
*Each line of stock must be sold individually
About This Fund Factsheet
The factsheet for this Model Portfolio provides a view of its past performance since inception in January 2012. It accounts for any switches that will have been made at specific quarterly review dates. These switches are generally made at the current portfolio weighting at the time.
While constituent weightings in each of the model portfolios are monitored quarterly, investors in the portfolios should be aware that, when making a purchase, your investment will be allocated to each of the model portfolio's constituents based on their weighting as at the last quarterly review: these are shown in the 'top holdings' section of the 'fund holdings' tab on the respective portfolio factsheet. This means that performance experienced by investors over time is unlikely to be directly comparable with the performance quoted in the factsheet.
Portfolios are not automatically rebalanced: should you wish to sell part of overweight holdings in order to mirror the underlying fund weightings, normal dealing charges will apply to each sale and purchase.