The Interactive Investor Account
Open our account – an investment, ISA and SIPP account
- £10 flat-fee for UK and International shares
- Frequent trader rate just £5
- UK shares for £1.50 with Portfolio builder
- 100% rebate of all income and commission we receive, on every fund
- £20 quarterly fee covers trades for the value of £20
Simple, online account opening processing
Interactive Investor Account
We are proud to bring you our Account - a single account where you can manage your investments, whether they be funds, stocks & shares, investment trusts or ETFs. We also offer two tax-efficient "wrappers" in the form of a fully integrated ISA and SIPP.
We consider our charges to be as low as any in the UK and our information and tools to be the very best. So what's stopping you? Open an account now!
The Interactive Investor Account – your questions answered
Q. What is the Interactive Investor Account?
A. The Interactive Investor Account is a single investment account allowing you to buy and sell stocks & shares, funds, investment trusts and ETFs (exchange traded funds) online or via the telephone. Interactive Investor owns and operates a new, state-of-the-art trading platform which allows internet and telephone trading of investments as stand-alone holdings or within a tax-efficient ISA or SIPP (self-invested personal pension). The account is designed to be straightforward to operate – even by a relative novice – yet extremely powerful, containing the best research, information, tools and interactivity available.
Q. What’s so different about Interactive Investor’s offering?
A. We’ve worked hard to make this service the best it could possibly be (in terms of quality and price) and then added the interactivity. The big difference is that we provide the ability to interact with other investors, see their strategies and portfolios and see what investors are buying and selling. It can be usefully competitive too. We rank our investors (anonymously) so you can see how you’re doing against your peers. Hopefully, you’ll profit from a refreshingly honest and helpful environment in which to grow your investments. If you’re a fan of Amazon or Trip Advisor, you’ll know what we mean.
Q. Why should I transfer-in my existing investments?
A. We’re very proud of our service and believe we can allow you to spread your wings as an investor, whether you’re a relative novice or a fully-fledged investment guru. We have provided a low-cost trading environment and excellent tools and content. We also let you interact with other investors so you can see how your peers are getting on and allow you to compare your own performance (should you wish). We also have a large team of journalists watching the investment market and will be sharing their observations and expertise with you. Past investments often get put in a drawer and forgotten about. Sometimes, their performance wanes for various reasons and the opportunity to switch that fund into a stronger performer is lost. Here you can keep an eye, or even set alerts, on your investments and can keep them running at maximum efficiency.
Q. How much does the Interactive Investor Account cost?
Our dealing prices are as follows:
- Buy or sell funds and shares - £10
- Buy funds and UK shares for £1.50 with our regular investments service, Portfolio Builder
- Frequent Trader Rate - £5 find out more
Funds income rebate:
- We will pass on to you all ongoing commission we receive on any fund investment you hold with us.
- On a typical fund with a 1.5% Annual Management Charge, this would be 0.64% of your investment every year.
With our account you will pay a low quarterly fee of £20, which entitles you the equivalent value in trades, as follows:
- Two real time trades (funds or equities) within the quarter, or
- A combination of regular monthly investments and real time trades up to the value of £20 in each quarter
We will make no further charges for trading by phone.
Full details of all charges for each part of the account can be accessed by clicking here.
Q. How many funds can I buy through Interactive Investor?
A. Interactive Investor offers up to 2,800 UK and offshore listed unit trusts and OIECs, over 380 listed ETFs, all listed investment trusts and UK, US and main European listed stocks and shares. All are available to buy right here at Interactive Investor.
Q. I only want to invest in ISAs. Why do I need all the other elements of the account?
A. You may never need the other parts of the account. However, opportunity comes when you least expect, so they’re here and set up if you need them. We would hope, over time, you get to trust us enough to manage all your financial affairs with us as it is extremely convenient to see all your investments in one statement or online, 24/7.
Q. You’re asking me to let other investors see my portfolio, anonymously. Why would I do this?
A. Part of the fun of investing is to see how you’re doing against your peer group, but it is important to see how your portfolio is progressing in the ‘real world’. We will produce league tables of investors’ portfolio growth on a rolling basis, so you get an idea of your own personal performance. The logical extension to this is to allow other investors to view your portfolio and you to see theirs so you can learn from each other (good and bad) and share strategies. We have other interactive bulletin boards, fund manager forums and investor product ratings too. It’s all completely anonymous (we ask you to use a “nick-name” when you open your account), so it is impossible to connect you with your portfolio. No actual amounts of money are displayed either – just the percentage growth. If you really don’t like the idea of this ‘voyeurism’, you can always choose to not opt in, but you’ll miss out on all the fun and the chance to learn from others!
Q. What happens if I don’t want people to see my portfolio?
A. You can opt out of the interactive part of our offering at the account opening process, or at any time should you feel at all uncomfortable about it. This is, in fact, nothing new. Our share trading community has have been talking stocks and sharing tips and research for well over a decade.
Q. What’s so good about being able to interact with my fellow investors?
A. As other popular review sites have demonstrated, the power of people sharing their experiences has revolutionised the purchasing process (from music and books through to holidays). We’re encouraging investors to share strategies, view each other’s portfolios and allow you to get a comparative idea of how you’re doing against your peers. It’s a unique and extremely valuable environment that you can choose to use as much or as little as you like – and it is all totally anonymous (you are only identified by your nickname, e.g. “fund guru”).
Q. You claim the information you provide is among the UK's best. Substantiate your claim.
A. For the past 17 years, we’ve been at the forefront of online financial information and trading and have built a huge archive of historical data, research, tools and content. We also own and publish Money Observer and Moneywise, two of the leading investment/personal finance magazines in the UK and employ over 20 specialist financial journalists we can call on. We also have very active bulletin boards that generate around 3,000 posts per day. All this adds up to an unbeatable resource to support your investment decisions.
Q. Interactive Investor is just a website. How can I trust you?
A. True. We’re not a bank or a household name financial institution, but we have been around for 17 years, concentrating on what we do best - providing an online trading and investment environment, fully regulated by the FSA and using state of the art content, tools and transactional capabilities.
We have over 1.7m registered users who rely on us for up-to-the-minute information on which to trade and invest.
Our independence is critically important and our position in the market is very much that of champion of the private investor – something you’re unlikely to encounter with any of the UK's financial institutions.
Please be aware of the risks involved. The price and value of investments and their income fluctuates and you may get back less than you invested. Past performance is no guarantee of future performance. If in any doubt, please consult a financial adviser. Tax treatment depends on your individual circumstances and may be subject to change.
Open an account
Please be aware of the risks involved. The value of investments, and any income from them, can fall as well as rise so you could get back less than you invest. Past performance is no guarantee of future performance. Tax treatment depends on your individual circumstances and may be subject to change. If in any doubt, please seek advice.
Need help? Call
0845 200 3637
Or email us your query
Awards and Recognition
- Awarded Best Market Newsletter – City of London Wealth Management Awards
- Rated first for the cost of our service and the quality of our content – The Platforum Guide 2013
- Our new pricing was featured as Deal of the Week in June 2012 - Financial Times
- Ranked first out of 23 fund supermarkets in May 2012 - Which? Magazine
- Voted Winner – Value for money - Investment Trends – July 2011
Find out more on our About Us page
£5 Frequent Trader Rate
Introducing our £5 frequent trader rate. Make 10 UK equity trades within a month, and any further UK equity trades in that month will be charged at £5.
Find out more.
Respond to breaking news, wherever you are, with our new web app. Review your holdings, search for shares and trade on the move.
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Open a Self-Select ISA
Open a self-select ISA and invest in funds, shares, ETFs and investment trusts - tax efficiently and with low cost trading and no ISA administration fee.
Open a self-select ISA