Junior ISA

  • Invest tax-efficiently for your child's future
  • Top up your ISA with a lump sum or set up monthly direct debits
  • £4,128 annual allowance in the current tax year (2017/2018)


Open Junior ISA

Why have a Junior ISA?

  • A Junior ISA is a tax-efficient wrapper that allows you to save for your child's future
  • The Junior ISA will automatically convert to an adult ISA when the child turns 18
  • Once the person with Parental Responsibility has opened the account (the Registered Contact), anyone can contribute into it, subject to the annual allowance.
  • Once a subscription has been made it cannot be taken back out of the account
  • £4,128 annual allowance in the current tax year (2017/2018)
  • You can invest in funds, UK & International Stocks & Shares, ETFS, and other options like cash, bonds, gilts and investment trusts.

What you can invest in

  • Choose from our full range of over 2,000 funds
  • UK & International Stocks & Shares
  • ETFs, Investment Trusts and other options like cash, bonds and gilts

Transferring a Junior ISA

You can transfer an existing Junior ISA online when you open a Junior ISA. Don’t forget you’ll need:
  • Your current Junior ISA account number
  • Your existing provider details
  • An estimated valuation (cash and/or investments) of the Junior ISA

How to apply or transfer into a Junior ISA

Before you apply for a Junior ISA you need to make sure that you read our Junior ISA Key Features Document and Junior ISA Terms of Service.
Parental Responsibility
To apply for a Junior ISA you must have Parental Responsibility for the child you are opening the account for. This is a HMRC requirement. Please be aware that Grandparents do not automatically have Parental Responsibility.
Risk warning
The value of any investment can go down as well as up and your child might not get back what was originally invested. The tax treatment of a Junior ISA depends on individual circumstances and tax rules may change. If you’re unsure about the suitability of a Junior ISA or any investment please speak to a suitably qualified financial adviser.

Get started today





You need to have a Trading Account, ISA or SIPP with us before you can open a Junior ISA.


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