Junior ISA new

Junior ISA

  • Make the most of the annual £4,128 Junior ISA allowance
  • Top up with lump sums or from £25 per month
  • Choose from a wide range of investments
  • Trade online at our £6 Frequent Trader rate for your first three months

To open a Junior ISA you must have Parental Responsibility for the child you are opening the account for. You also need to have either a Trading Account, ISA, or SIPP with us. If you haven't got one, click on the link below to get started.

Open an account

Why have a Junior ISA?

  • A Junior ISA is a tax-efficient way to save for your child's future.
  • Once the person with Parental Responsibility has opened the account (the Registered Contact), anyone can contribute into it, subject to the annual allowance.
  • Only the child can take money out of the Junior ISA after they turn 18 and it turns into an adult ISA.

What you can choose to invest in

  • Over 2,000 funds.
  • UK and International Stocks and Shares.
  • Investment Trusts, ETFs and other options like bonds and gilts.
All available with no account fee and the same simple, fair and competitive charges you’re used to from ii.

Download rates and charges as PDF

How to apply or transfer into a Junior ISA

Before you apply for a Junior ISA you need to make sure that you read our Junior ISA Key Features Document and Junior ISA Terms of Service.

Log in to your account, click on the 'account' drop-down and select 'add account'. Choose Junior ISA and when you land on that page, click 'apply now'. Then, simply fill in the relevant details, which should only take a few minutes.

Get started today



Transferring a Junior ISA to us

You can transfer in an existing Junior ISA or Child Trust Fund to us online. Just select 'Existing Junior ISA' when filling in your child's details (at the bottom of the page). To complete this section, you will need:
  • Your current Junior ISA account number
  • Your existing provider details
  • An estimated valuation (cash and/or investments) of the Junior ISA
It's important to know you can only invest in one Junior ISA each tax year, either cash only or a stocks and shares one, in case you have both. Also, during the transfer process there may be a period of time when you'll be unable to sell your assets, how long this takes will depend on how complex the transfer is. However, we have a dedicated team who will ensure that your transfer is as fast and efficient as possible.

Find out more

Parental Responsibility

This is a HMRC requirement. Please be aware that Grandparents do not automatically have Parental Responsibility.

Risk warning

The value of any investment can go down as well as up and your child might not get back what was originally invested. The tax treatment of a Junior ISA depends on individual circumstances and tax rules may change. If you’re unsure about the suitability of a Junior ISA or any investment please speak to a suitably qualified financial adviser.