Pensions & SIPPs

How to pay less tax on your investments

Investors can do little when falling markets leave them smarting, but tax-free investments such as ISAs and pensions can help ease their pain, says Ruth Emery.

How to fight dwindling annuity rates

With annuities falling for those about to retire and inflation eroding the pots of existing pensioners, Faith Glasgow assesses strategies for action.

Could early access to pension funds solve the pension gap?

Allowing people to access pension funds before retiring is one suggestion for tackling the UK pension problem - but would it work?

10 tips to freshen up your pension

With so many changes to the pension landscape taking place, it's never been more important to give your pension pot an overhaul to check it's still performing as it should. Cathy Adams suggests 10 tips to give your retirement finances a spring clean.

Flexibility helps SIPPs stand out

Depending on the size of your pot, it's hard to beat a self-invested personal pension on flexibility and cost, argues Sam Barrett.

Are you being robbed by pension charges?

Pensions are complicated enough, but do fees and charges mean we are losing out by taking one out? Sally Hamilton investigates.

Charges are reducing your pension returns

Pension savers are being shortchanged as investment growth is siphoned off in product charges and adviser fees, reports Ruth Emery.

Is it sensible to combine separate pensions into one company scheme?

Philip Pearson, a partner at P&P Invest in Southampton, assesses the pro and cons of consolidating pensions.

Where's best for pension value?

Pension rule changes allow retirees the flexibility to forego an annuity, but income drawdown isn't always the best route, says Faith Glasgow.

Balance your pension pot to suit your needs

Whether you plan to opt for income drawdown or an annuity, asset allocation in your pension will need to be actively rebalanced to reflect your intentions, says Ceri Jones.

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