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<title>Royal Bank of Scotland Group (The) PLC Discussion</title>
<description>Royal Bank of Scotland Group (The) PLC Discussion Board</description>
<link>http://www.iii.co.uk/investment/detail?code=cotn:RBS.L&amp;display=discussion</link>

<image>
  <title>Interactive Investor</title>
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  <link>http://www.iii.co.uk</link>
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<guid isPermaLink="false">tag:iii.co.uk,2003:tst.4168910</guid>
<title>hbos and rbs</title>
<description><![CDATA[ <A HREF="http://www.theherald.co.uk/business/news/display.var.2429002.0.rushbrook_cool_on_hbos_but_took_up_rights_in_royal.php" onclick="return redirectcheck('http://www.theherald.co.uk/business/news/display.var.2429002.0.rushbrook_cool_on_hbos_but_took_up_rights_in_royal.php')" target="_new">http://www.theherald.co.uk/business/news/display.var.2429002.0.rushbrook_cool_on_hbos_but_took_up_rights_in_royal.php</A> By credit crunch h8r ]]></description> 
<link>http://www.iii.co.uk/investment/detail?code=cotn:RBS.L&amp;display=discussion&amp;id=4168910&amp;action=detail</link>
<pubDate>Fri, 22 Aug 2008 01:24:00 GMT</pubDate>
<dc:creator>credit crunch h8r</dc:creator>
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<guid isPermaLink="false">tag:iii.co.uk,2003:tst.4168630</guid>
<title>Re: Sub 200p</title>
<description><![CDATA[ You are now routed 'Just my name will do's messages'<br>
We have routed you on more than one occasion 'Will-i-am or whatever your name is!<br>
Can smell you a mile off sonny boy!<br>
Buzzer off!!! By nicname ]]></description> 
<link>http://www.iii.co.uk/investment/detail?code=cotn:RBS.L&amp;display=discussion&amp;id=4168630&amp;action=detail</link>
<pubDate>Thu, 21 Aug 2008 18:58:00 GMT</pubDate>
<dc:creator>nicname</dc:creator>
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<guid isPermaLink="false">tag:iii.co.uk,2003:tst.4168600</guid>
<title>Re: give a guy a chance</title>
<description><![CDATA[ Overall i'd say keep stock purchases to a reasonable level compared to what you have and what you earn.<br>
<br>
I mean i've learnt enough this last 3 yrs that i'll never put more than 10% of whatever i have or whatever i earn in 1 stock.<br>
<br>
And i'd say it's better to always be 50% cash.<br>
<br>
If you are 50% cash @ all times you can never lose more than 50%.<br>
<br>
People who see a stock drop and decide to re-mortgage the house and throw every egg in the stock are clearly retarded.<br>
I mean they could win, and they would be the first to pipe up about their gains, but ....i don't know, they probably need lithium or something. By Painkiller ]]></description> 
<link>http://www.iii.co.uk/investment/detail?code=cotn:RBS.L&amp;display=discussion&amp;id=4168600&amp;action=detail</link>
<pubDate>Thu, 21 Aug 2008 18:38:00 GMT</pubDate>
<dc:creator>Painkiller</dc:creator>
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<guid isPermaLink="false">tag:iii.co.uk,2003:tst.4168555</guid>
<title>Re: give a guy a chance</title>
<description><![CDATA[ ....unless of course you only have a year left till you retire, in which case having to work an extra 4 years to pay for your losses could be about right!!!  If it looks too good to be true.....it probably is!<br>
REF By ref ]]></description> 
<link>http://www.iii.co.uk/investment/detail?code=cotn:RBS.L&amp;display=discussion&amp;id=4168555&amp;action=detail</link>
<pubDate>Thu, 21 Aug 2008 17:37:00 GMT</pubDate>
<dc:creator>ref</dc:creator>
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<guid isPermaLink="false">tag:iii.co.uk,2003:tst.4168508</guid>
<title>Re: give a guy a chance</title>
<description><![CDATA[ Yeah when i was a newbie i bought vodafone at &pound;1.09 about 2-3 years back, when it went to &pound;1.50 i sold and said &quot;yeah i'm like warren buffett&quot;<br>
<br>
What did i do with the cash+gain? bought RBS @&pound;6+<br>
LMAO<br>
<br>
Basically if you treat it like a casino, that is exactly what you get, you'll use the same tactics, like that stupid martingale system, martingale should be shot, if he's already dead...well shoot him anyway.<br>
<br>
I'll put &pound;10 on black, lost, i'll put &pound;20 on black, nope lose again, ok i'll put &pound;40 on black.....<br>
<br>
People do it with shares &quot;i'll buy &pound;1000 worth, if they fall in half, i'll double up, oh down 50%, double up again...<br>
<br>
Just be aware of your own emotions and keep in mind what you can afford to lose.<br>
<br>
Better in any case for the long term, a short term win can easily become a horrible long time loss if you gamble.<br>
<br>
And don't borrow money on loans and credit cards or any of that crazy CFD/spreadbet stuff unless you really know what you are doing.<br>
<br>
Just my inexperienced opinion however, also be wary of books that sell an ideology to you that makes you convinced you'll be able to retire in 5 yrs.<br>
Not all books are good, sometimes ignorence is better than false belief. By Painkiller ]]></description> 
<link>http://www.iii.co.uk/investment/detail?code=cotn:RBS.L&amp;display=discussion&amp;id=4168508&amp;action=detail</link>
<pubDate>Thu, 21 Aug 2008 16:45:00 GMT</pubDate>
<dc:creator>Painkiller</dc:creator>
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<guid isPermaLink="false">tag:iii.co.uk,2003:tst.4168449</guid>
<title>Re: Sub 200p</title>
<description><![CDATA[ The market top is when the last bear has been routed.  Remember the internet boom? By Just my name will do ]]></description> 
<link>http://www.iii.co.uk/investment/detail?code=cotn:RBS.L&amp;display=discussion&amp;id=4168449&amp;action=detail</link>
<pubDate>Thu, 21 Aug 2008 16:10:00 GMT</pubDate>
<dc:creator>Just my name will do</dc:creator>
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<guid isPermaLink="false">tag:iii.co.uk,2003:tst.4168407</guid>
<title>Re: Sub 200p</title>
<description><![CDATA[ Richard Russell,<br>
<br>
is he that chap with an alarm on his phone that goes off when the market has hit a major bottom? Presumably it also comes with a timer which is ticking down to the market bottom, so he knows when that alarm will go off as well.<br>
<br>
Wish I could grab a look at this phone.<br>
<br>
Who has the phone that tells us when we have hit a market top? By nettle124 ]]></description> 
<link>http://www.iii.co.uk/investment/detail?code=cotn:RBS.L&amp;display=discussion&amp;id=4168407&amp;action=detail</link>
<pubDate>Thu, 21 Aug 2008 15:46:00 GMT</pubDate>
<dc:creator>nettle124</dc:creator>
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<guid isPermaLink="false">tag:iii.co.uk,2003:tst.4168361</guid>
<title>Attn: Natwestboy</title>
<description><![CDATA[ The next time you decide to post insults to another poster, I suggest you do some checking. The particular poster cocerned posts as Sheila Lad, whose profile was set up in 2000, so hardly a newbie poster, otherwise I might have been a little more sympathetic.<br>
<br>
There should be a reasonable assumption that anyone who posts on a BB, has at least a  grasp of basic share trading  and there is no excuse for such posts such as has the interim dividend been paid or not, come on. <br>
<br>
I actually took the post from Sheila Lad as a wind up and tried to answer it in a sardonic but reasonable way.<br>
<br>
<br>
<br>
<br>
 By RichardBB49 ]]></description> 
<link>http://www.iii.co.uk/investment/detail?code=cotn:RBS.L&amp;display=discussion&amp;id=4168361&amp;action=detail</link>
<pubDate>Thu, 21 Aug 2008 15:24:00 GMT</pubDate>
<dc:creator>RichardBB49</dc:creator>
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<guid isPermaLink="false">tag:iii.co.uk,2003:tst.4168338</guid>
<title>Re: give a guy a chance</title>
<description><![CDATA[ &quot;My advice to you is if you have some money, just buy some shares in big companies. You will learn far more about shares by owning them than by buying a book. &quot;<br>
<br>
Why not go the whole hog and select your big company shares &quot;scientifically&quot; by perhaps throwing a dart in a dart board!!!<br>
<br>
Take the previous advice and &quot;buy a book&quot; before venturing in. <br>
<br>
I do think however that share buying is preferable to modelling a portfolio ( there is no substitute for losing real money) but beware of beginers luck leading you to believe you are better than the rest of us.<br>
 By Rober01 ]]></description> 
<link>http://www.iii.co.uk/investment/detail?code=cotn:RBS.L&amp;display=discussion&amp;id=4168338&amp;action=detail</link>
<pubDate>Thu, 21 Aug 2008 15:14:00 GMT</pubDate>
<dc:creator>Rober01</dc:creator>
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<guid isPermaLink="false">tag:iii.co.uk,2003:tst.4168183</guid>
<title>Sub 200p</title>
<description><![CDATA[ Looks like we are heading sub 200p.  Richard Russells latest advise is to gather as much cash as possible for market bottom which may be 1 month or so off. By Just my name will do ]]></description> 
<link>http://www.iii.co.uk/investment/detail?code=cotn:RBS.L&amp;display=discussion&amp;id=4168183&amp;action=detail</link>
<pubDate>Thu, 21 Aug 2008 14:13:00 GMT</pubDate>
<dc:creator>Just my name will do</dc:creator>
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<guid isPermaLink="false">tag:iii.co.uk,2003:tst.4168143</guid>
<title>Re: give a guy a chance</title>
<description><![CDATA[ lynnmj,<br>
<br>
&quot;You pay commision but you get your shares back cheaper with no tax to pay&quot;<br>
<br>
You also suffer the cost of the buy/sell spread as well as the commission.<br>
<br>
&quot;Always tax on divis ( not reclaimable)&quot;<br>
<br>
That's only true for higher rate tax payers. There is no tax to pay for basic rate tax payers (or non tax payers) because the tax credit associated with the divi satisfies one's obligation to pay basic rate tax.<br>
<br>
The best way to make money on shares is to do your research, buy a selection of attractive shares and keep them for the long term. IMO jumping in and out just enriches intermediaries. By LK Hyman ]]></description> 
<link>http://www.iii.co.uk/investment/detail?code=cotn:RBS.L&amp;display=discussion&amp;id=4168143&amp;action=detail</link>
<pubDate>Thu, 21 Aug 2008 13:52:00 GMT</pubDate>
<dc:creator>LK Hyman</dc:creator>
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<guid isPermaLink="false">tag:iii.co.uk,2003:tst.4168034</guid>
<title>Banks fall 1% miners lend support</title>
<description><![CDATA[ London  <br>
FTSE falls 1 percent early on banks but miners lend support<br>
<br>
LONDON - The leading share index fell 1 percent early on Thursday as renewed credit jitters weighed heavily on banks, though firmer metal prices lifted mining stocks.<br>
<br>
By 8:40 a.m., the FTSE 100. FTSE was down 54.5 points at 5,317.3, after rising 1 percent to snap a three-session losing run on Wednesday.<br>
<br>
&quot;It's continued worries from the U.S. that are feeding in over here,&quot; said Howard Wheeldon, senior strategist at BGC Partners.&quot;There is no reason for any air of confidence to appear over the next 24 hours.&quot;<br>
<br>
Banks shaved more than 22 points off the index on renewed credit jitters. Barclays, Royal Bank of Scotland, HSBC, HBOS and Standard Chartered lost between 1.3 and 3.5 percent.<br>
<br>
Fannie Mae and Freddie Mac shares plunged to their lowest levels in almost 20 years on Wednesday, while the mortgage companies' bonds rallied on the belief that an increasingly likely government bailout would wipe out shareholders but secure their massive debt.<br>
<br>
The Financial Times reported that U.S. investment bank Lehman Brothers had held talks on a sale of up to half its shares with China's CITIC Securities as well as with state-owned Korea Development Bank, but both investors walked away saying the price was too high.<br>
<br>
CITIC Securities, however, said it had held not formal talks about buying a stake in Lehman.<br>
 <br>
 By sorass ]]></description> 
<link>http://www.iii.co.uk/investment/detail?code=cotn:RBS.L&amp;display=discussion&amp;id=4168034&amp;action=detail</link>
<pubDate>Thu, 21 Aug 2008 12:54:00 GMT</pubDate>
<dc:creator>sorass</dc:creator>
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<guid isPermaLink="false">tag:iii.co.uk,2003:tst.4167933</guid>
<title>Re: oh no not that dividend thing again</title>
<description><![CDATA[ really I would follow mr5percents advice and get a book.  But to try and answer as nobody else has.<br>
a) yes (often: interim and final divis).<br>
b) your stockbroker portal will usually have this under financial / research against the company.<br>
c) You need to hold them at a specific date.<br>
d) Yes, but you will lose money as the SP will drop before the shares go Ex-Div.<br>
e) no idea, everyone will have their own opinions.<br>
<br>
all imo, as the BB's really not the best place to get empirical answers. <br>
 By xeis ]]></description> 
<link>http://www.iii.co.uk/investment/detail?code=cotn:RBS.L&amp;display=discussion&amp;id=4167933&amp;action=detail</link>
<pubDate>Thu, 21 Aug 2008 12:09:00 GMT</pubDate>
<dc:creator>xeis</dc:creator>
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<guid isPermaLink="false">tag:iii.co.uk,2003:tst.4167882</guid>
<title>Re: give a guy a chance</title>
<description><![CDATA[ Always sell your shares the day before ex divi and buy them back the day after. You pay commision but you get your shares back cheaper with no tax to pay. Always tax on divis ( not reclaimable) You gain is therefore tax free. By lynnmj ]]></description> 
<link>http://www.iii.co.uk/investment/detail?code=cotn:RBS.L&amp;display=discussion&amp;id=4167882&amp;action=detail</link>
<pubDate>Thu, 21 Aug 2008 11:36:00 GMT</pubDate>
<dc:creator>lynnmj</dc:creator>
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<guid isPermaLink="false">tag:iii.co.uk,2003:tst.4167866</guid>
<title>Re: give a guy a chance</title>
<description><![CDATA[ Welcome to the Board Tippex Man.<br>
<br>
My advice to you is if you have some money, just buy some shares in big companies. You will learn far more about shares by owning them than by buying a book. <br>
<br>
You may lose money of course, but you could gain as well. <br>
<br>
A book is useful once you have learned the basics through experience.<br>
<br>
And well done on not rising to the provocation from your earlier posts. By nettle124 ]]></description> 
<link>http://www.iii.co.uk/investment/detail?code=cotn:RBS.L&amp;display=discussion&amp;id=4167866&amp;action=detail</link>
<pubDate>Thu, 21 Aug 2008 11:26:00 GMT</pubDate>
<dc:creator>nettle124</dc:creator>
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