Financial planning for DIY investors
The truth about pensions mathsPeter Temple
Pensions planning is brutal. Start at 20 and you'll need to save around £600pm to get £35,000pa. Leave it until 40 and it's around £1,100pm. But unless you're a civil servant, the alternatives aren't great.
EZ asset allocationCeri Jones
Could Guaranteed Equity Bonds replace shares and bonds as a mainstay of financial planning? Ceri Jones investigates a product gaining respectability.
Eight things to plan forFaith Glasgow
You can't cheat death, illness and the shocking expense of children, but you can plan for them. Faith Glasgow introduces our checklist of essentials for any DIY financial planner.
How NOT to plan your financesCeri Jones
From thinking you can choose when you retire to mistaking geographic variety for asset diversification, learn how to avoid the common pitfalls of financial planning.
Planning to beat inheritance taxPeter Temple
If you don't plan ahead, the government will take 40% of your
estate over £275,000. Motive enough to reduce your liability with IHT-free investing and by making gifts ahead of time.
Taking adviceRichard Beddard
Richard Beddard has not had much
success with advisers, but he knows a man who has.
Going it aloneRichard Beddard
Financial meltdown forced Freddy Crabbe to rethink his retirement.
His savings habit and gimlet eye saw him through.
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