Ruth Emery

Ruth joined Money Observer as deputy editor and online editor in 2008, after spending three years writing for a pensions magazine at the Financial Times. She covers all investment areas, pensions and savings. Ruth has also spent time living in Hong Kong, where she freelanced for Forbes and Time Out. She was named best Financial Consumer Journalist in 2011 by the Association of Investment Companies.

Top 12 tips for investing in ISAs

12 top tips for investing in ISAs

Moneywise's checklist can help investors through the maze that is a stocks and shares ISA, outlining what you should and shouldn't do.

15 top investment tips for your ISA

15 top investment tips for your ISA

Confused by the choice of funds and investment trusts on offer? We ask the experts for their top picks.

How to build a diversified ISA portfolio

How to build a diversified ISA portfolio

Spread your money across different areas of the stockmarket for a smoother investment ride.

UK company profits plunge 30% in 2012

The UK's biggest companies may continue to struggle to increase sales although profits should improve, a new report has highlighted.

Is there a housing bubble?

In April, the average house price in the UK reached its highest level since 2010, but property experts have sent out a note of caution.

Funds Premier League: May review

Ruth Emery reveals Money Observer's new line-up of star fund managers across 11 popular sectors in the latest quarterly update.

Protect your investments and prosper

Ruth Emergy explains how to use tax-efficient vehicles in order to keep more of your investment returns.

Budget 2013: Increase in pension scheme members' NICs

Chancellor George Osborne announced defined benefit pension scheme members will have their national insurance contributions increased from 2016.

Budget 2013: Libor fines fund military

Money from fines imposed on banks that had rigged interest rates has been paid to military causes, the Chancellor announced in his Budget on Wednesday.

AIM shares to be allowed in ISAs under Treasury plans

The government is set to allow AIM shares to be held within ISAs while also allowing them to keep their existing tax reliefs.

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