Investment Charges
| Buy or sell UK funds and shares | £10 £1.50 for regular investments with Portfolio Builder |
|---|---|
| Buy or sell international shares | £10 |
| Frequent Trader Rate | £5 Buy or sell more than 10 times in a month, and you’ll pay just £5 for any further trades for the rest of that month. Funds, real-time UK and international share trades all qualify. Find out more |
| Buying or selling by phone | No additional charge |
| Quarterly fee – payable 1st day of each quarter (SIPP customers are exempt) (See our exemptions for family-linked accounts*) | £20 This covers your first two real-time trades in the quarter (or the value of £20 of trades, including regular investments). |
| Transfers Out | £15 per line of stock |
We will make no further charges for the day-to-day custody services of your investments, including corporate actions and dividend processing, regardless of the investment types you choose.
Additional Rebates and Price Benefits
Please note interest will not be paid on cash held in your Investment or ISA account. Interest on SIPP accounts is paid at Bank of England base rate (currently 0.5%).
Additional SIPP Charges
Please note: All SIPP Account holders will be exempt from paying our Quarterly Fee.
All SIPP fees are subject to the addition of VAT at the prevailing rate and are subject to annual review.
Other Charges
| Transfers In (Investment and ISA account only): | No charge |
|---|---|
| Transfers Out (Investment and ISA account only): | £15 per line of stock |
| Dividend Reinvestment Charge: | 1% of the value of the dividend paid (capped at £10) |
| Dividend Pay-away minimum: | We will only pay away dividends of more than £25, per line of stock |
| Stamp Duty: | UK equities: 0.5% Irish equities: 1% |
| PTM Levy: (Flat-rate charge on equity sales and purchases where the consideration is £10,000 or more to finance the Panel of Takeovers and Mergers.) | £1 |
| Share certificate conversion (to online holding): | Free (only available for Crest securities) |
| Online share holding conversion (to paper certificate): | £20 per certificate (only available for Crest securities) |
Further administration charges
| Registration of Legal Documents (Estates) | £25 |
|---|---|
| Same-day payment – on request | £25 |
| CHAPS Payment | £25 |
| Payment by cheque for cash withdrawal | £25 for each cheque issued |
| Unpaid direct debits or bounced cheque | £20 |
| Insufficient funds (to pay charges) | £25 |
| Late settlement / Sell out / Buy Back charge | £40 per investment |
| Hard copy of any documents: contract note, statement, CTV | £10 per document |
| Dividend Pay-away | The minimum amount which we will pay away must exceed £25 per line of stock |
| Overdue payment | £5 for first communication, £10 for each additional communication |
| Valuation of holdings for probate | £10 per stock |
| Registration of Legal Documents (Estates) | £25 |
| Copy of telephone call recording (this is waived when we are found at fault) | £20 |
| Transcript of telephone call recording (this is waived when we are found at fault) | £20 |
Quarterly fee exemptions – family-linked customers
If any of your family members also have an account, you can save by linking your accounts so that only one of the accounts needs to pay the quarterly fee.
Please note that our obligations are to treat each account separately, so we cannot automatically link family accounts. All underlying (child) accounts that are linked prior to midday on the working day before the quarterly fee run takes place (1st Jan / April / July and Oct) will be exempt from the quarterly fee – but will not receive the quarterly credit.
If you live at the same address you can link your accounts directly online:
- Login into your account
- Go to Account Admin and select Family Account Linking
- Click on Request a New Link and enter the customer number of the linked account
If your family members live at a different address, they can still be linked but you will need to check with our contact centre on 0845 200 3637 to find out more.
Company information
Interactive Investor Trading Limited is authorised and regulated by the Financial Services Authority and is a member of the London Stock Exchange. Registered office: Standon House, 21 Mansell Street, London, E1 8AA. Registered in England with Company Registration Number 3699618.
Our SIPP provider, The Lifetime SIPP Company Limited is Authorised and Regulated by the Financial Services Authority. Registered Address: Blandford House, 77 Shrivenham Hundred Business Park, Majors Road, Watchfield, Swindon. SN6 8TY. Registered Company Number 2455807
