Transfers-in

Transfer your investments to Interactive Investor then start to track and manage them all from one place.

What are transfers-in?

Transfers-in are when you change the administrator of your investments to a different plan manager. You can aggregate any pensions or investments that are currently residing with other advisers or providers and control those investments yourself. Changing managers won’t affect your allowance for the current tax year or your tax benefits if your investments are in an ISA(s).

How do I transfer funds or shares?

First, you’ll need to have an active investment or ISA account with us. To open an account:

Register with Interactive Investor

Apply for an Interactive Investor Account - this should only take five minutes

You should then be able to access your new account straightaway.

NB: If you already have an Interactive Investor Account you can simply add an ISA, SIPP or Fund account.

Once you’ve opened your account you can arrange to transfer-in your other investments:

For ISAs, print out, complete and return the ISA Transfer form to us

For investments / funds, print out, complete and return the Investment Account Transfer form to us

To be able to trade share certificates online, print out, complete and return the Share Certificates and Crest Transfer form(s)

Once we receive your transfer form, we'll get in touch with your incumbent administrator and move your assets to the Interactive Investor platform. We'll let you know when this has been completed.

How much can I transfer?

The minimum limit per transfer application is £20, there is no maximum amount.

Why transfer your investment to Interactive Investor?

• Manage all your investments from one place
• Get up-to-the-minute valuations of all your investments
• Switch into new sectors and shares or funds whenever you choose
• Change your investments without losing tax benefits
• Reduce your paperwork

Managing your investments in one place gives you greater access to your assets, so keeping track of them is quicker and easier-to-manage.

What is the difference between transferring investments as cash or units?

Transferring investments as cash

The cash transfer method is when your current provider sells your investment and the cash from the sale is transferred to Interactive Investor. Once the transfer is complete you have the choice to reinvest in the same investment or to reinvest in a different share or fund.

There may be a charge when you are reinvesting cash into new investments, although all fund initial charges are now 0% at Interactive Investor and it is only £10 for a real-time UK trade.

Transferring investments as stock / units

The unit transfer method (also known as in specie), is when the name of the nominee account manager is changed from your current providers name and re-registered as Interactive Investor ("Investor Nominees").

Can I transfer-in Cash ISAs?

You can transfer-in Cash ISAs by following the same process as above. The transfer of Cash ISAs will usually complete in 2-3 weeks. Please note that while you can transfer Cash ISAs into an Investment ISA, the ISA regulations do not allow you to transfer back.

Step-by-Step Transfers In Guide

Step 1: Open an ISA Account

1. Register with Interactive Investor
2. On the Share Dealing or ISA sections, go to the Open An Account page
3. Apply for an Investment and/or an ISA account - this should only take five minutes
4. You should then be able to access your new account straightaway.

NB: If you already have an Investment account you can simply add an ISA account.

Step 2: Transfer your investments to us

1. For ISAs, print out, complete and return the ISA Transfer form to us
2. For investments, print out, complete and return the Investment Account Transfer form to us
3. If you wish to transfer your share certificates to our online service, print out, complete and return the Share Certificates and Crest Transfer form(s)
4. You can also access these transfer forms in the Account Admin section of your Investment and ISA account.

Step 3: Continue investing with our low-cost, flexible service

• All funds at 0% initial commission
• Over 2,800 funds to choose from - no initial charge on funds
• Buy new shares for just £1.50 with Portfolio Builder
• Regular investment plans for funds and share dealing
• Investment Ideas and trading research to support your decisions