Tax efficient savings & investments

Earn more on your savings by investing tax efficiently

When it comes to investing your money it makes sense to save as much as you can on the tax you have to pay. By saving and investing in the following tax-efficient ways you can keep more of the returns for yourself - and hand less back to the taxman.

Save on income tax

SIPPs

Our Self Invested Personal Pension (SIPP) is flexible, low cost and an ideal way to avoid paying any income tax at all. Benefit from the same low-cost dealing charges you get with all our accounts, including no set-up fees and low annual charges - and those retirement plans may not seem as far away. More about SIPPs

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Cash ISAs

An obvious choice for most investors, cash ISAs offer competitive savings rates for your money - completely tax free. See our best buy tables to compare the best rates on offer.

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Save on capital gains tax

Self-Select ISAs

Our Self-Select ISA lets you invest in funds, shares and bonds - all within the same tax-efficient wrapper. You will pay no capital gains tax or personal income tax. With 24/7 access to your portfolio and the ability to invest online or by phone (for the same price), our Self-Select ISA is the most flexible way to invest in shares and funds, tax efficiently. More about Self-Select ISAs

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Spread Betting

You will pay no capital gains tax, no stamp duty and no commission on spread betting trades. This alternative form of trading also lets you bet on a falling as well as a rising market, with geared trading and low margin requirements. Spread betting carries a high level of risk so you need to ensure you understand the risks involved before parting with any money (learn more with our free Spread Betting Academy)

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